2015 has come and gone which means it is time for some 2016 New Year Resolutions. We all seem to make a similar list: get in shape, spend less, make more, spend more time with family, etc. Might we suggest another resolution that will help put some additional money in your wallet: save money on your insurance by calling the team at Safeguard Insurance.
Safeguard Insurance is a Las Vegas insurance agency that provides all types of personal insurance, business insurance and benefits. We work with many different insurance companies, which means we do the shopping for you. Our insurance company partners are all A-rated and highly reputable carriers such as Travelers, Safeco, Hartford, Acuity, MetLife, Chubb, Encompass, Progressive, Mercury, Liberty Mutual, and Nationwide. Our goal is to find you the right insurance coverage at the absolute best price.
Along with looking for savings, we also take the time to review your coverage and make sure you are adequately protected. Many consumers carry liability limits that are far too low to protect them, especially on their personal auto policy. We often find homeowners insurance policies with liability coverage of $100,000, despite higher limits of $300,000 or $500,000 costing just a few dollars more.
Busines insurance is another area where inadequate coverage is common. Business owners that own commercial vehicles should always carry at least $1,000,000 of liability coverage. Commercial property insurance should also be updated yearly to ensure the building coverage reflects current replacement cost. We often find that many business insurance programs lack adequate business income coverage, or have no coverage at all.
Life insurance is another often forgotten policy that should be reviewed periodically. Ironically, term life insurance rates are lower today than 10 years ago. There is a good chance we can provide you with more life insurance for less than you are paying now. Or, maybe you have enough term life insurance but simply want a lower rate.
So, make a 2016 goal to review your insurance policies and then call Safeguard Insurance for no-obligation quotes and coverage reviews.