Home Insurance Buying Tips

| Home Insurance, Homeowners Insurance.

Your home is probably one of the largest investments you will ever make. But it is also so much more than that. Home is where families grow up together, couples grow old together, and where memories are made. Our homes are filled with valuable possessions and cherished mementos. And, increasingly, home is also where we… Read more »

What is uninsured motorist coverage and why do I need it?

| Auto insurance.

Imagine you are hit by someone carrying the Nevada state minimum limits of $15,000 per person/$30,000 per accident. You are injured and miss an extended period -of -time from work. You have sustained lower back injuries that require doctor appointments, physical therapy for several months, lost income while at the appointments, in addition to chronic… Read more »

Understanding Holiday Party Risks

| Business Insurance, Home Safety Tips, Insurance Claims, Risk Management, Special Event Insurance.

‘Tis the season for gift giving, sleigh rides and holiday parties.  With those parties comes a degree of risk for the host and our obligatory blog posting about how to prevent injury and insurance claims. Liquor Liability Some states hold hosts liable for intoxicated guests that cause injury or property damage after leaving the event.   Nevada, in… Read more »

Preventing Heat Exhaustion In Children

| Blog.

Whether you are a parent of an incoming college freshman or a college freshman yourself, you understand the same feelings: packing for college can feel overwhelming. If you are about to head off to college at a university or college that is far enough from home that you won’t be able to make a quick trip home for any essentials that were forgotten, it can be confusing to figure out what to pack, how to pack it, and how not to forget anything.

Heat Exhaustion In Children: In The Car

| Blog.

It’s been a long hot summer. Although we are certainly grateful for the warm weather and long summer nights of relaxation and fun times, there are always little bumps in the road. Surely you have heard stories about heat stroke and how dangerous it can be – especially for the young children and elderly.

Business Income Insurance Coverage

| Business Income, Business Insurance, Insurance Claims, Insurance education, Landlord Insurance.

Business owners generally understand they need to purchase some type of property insurance to protect their tangible assets from a loss.   Stuff like inventory, displays, furniture, fixtures and equipment are at risk of loss or damage by fire, theft and host of other perils.  With the proper business insurance, replacing your business property after a… Read more »

Simplify Your Life Week

| Blog.

To simplify. This is something that everyone surely thinks of from time to time. Do you ever find yourself feeling stressed out about the same thing over and over again? Are you constantly struggling to feel “together” or organized? Well, you’re in luck. If there was ever a time to focus your energy on simplifying your life, this is the week. With National Simplify Your Life Week underway, you officially have your excuse for making things a bit easier from now on.

What Do I Do After A Car Accident?

| Blog.

Getting behind the wheel on the open road can be risky, no matter how good of a driver you are. There are always going to be other drivers on the road, hazardous weather conditions and other distractions that could potentially be the cause of an accident. Whether you are at fault our not, auto accidents can be unexpected and incredibly stressful.

Is General Liability Insurance Enough?

| Business Insurance, General Liability Insurance, Risk Management, Workers Compensation Insurance.

Most business owners understand that they need to carry some type of insurance to protect their operations and assets.   One of the most commonly requested types of coverage is General Liability insurance (aka the CGL policy).  But, is general liability insurance enough? In simplistic terms, general liability provides coverage for bodily injury and property damage that… Read more »

Save Gas Money On A Road Trip

| Blog.

Have you planned and gone on your summer vacation yet? We hope you’re planning to get out there and enjoy some memories with your loved ones real soon. The summer is the perfect time to enjoy a little rest and relaxation, and if you happen to get the opportunity to go on vacation, even better! Unfortunately, we understand all too well that there is something that may be stopping some people from taking a vacation: finances. But we have good news, if you’re planning on getting to your destination by car, we can help!

Healthy Eating On Vacation

| Blog.

Summer is one of the busiest seasons of the year when it comes to travel and vacation. With the kids off from school, this makes now the perfect time to hit the open road, hop on a plane, or even set sail for a vacation full of memories. For many, vacation can be a source of stress when it comes to eating. Unfortunately, many feel that there are not enough healthy options out there for vacation eating.