We truly hope you are never involved in a serious auto accident. No matter how well your auto insurance provider handles the claim, accidents are always stressful. However, the odds are fairly high that, at some point, you will need to file a claim against your personal auto insurance policy. Here are some auto insurance claim tips to help the process go smooth:
- There is no such thing as too much information. At the scene of an auto accident, gather information about the other driver, passengers and witnesses. Take photos of all vehicles involved and the roadways around the accident scene. Every little detail may help the insurance company settle the claim later.
- Notify your insurance company immediately. No matter what the incident is, the sooner you report it to the insurance company, the faster the claim can be settled.
- Don’t admit fault. Let the insurance company decide who is at fault after an investigation. Be cooperative and courteous with the other party, but don’t admit to being at-fault.
- If you have a dispute, involve your agent. The vast majority of insurance claims are settled quickly and fairly. But, if you have a dispute with your insurance company, let your agent know. Many times we may be able to intervene and assist you in resolving the dispute.
Perhaps one of the most important tips is to know and understand your coverage before an auto insurance claim occurs. Make sure you have adequate liability limits to protect yourself. Know what your deductibles are when they apply. Lastly, don’t forget the extras such as rental reimbursement, GAP and customer parts and equipment coverage.
Hopefully, you will allow Safeguard Insurance to provide a quote for your Las Vegas auto insurance. We represent many “A” rated auto insurance providers including Travelers, Hartford, Safeco, Allied, Acuity and Progressive. Chances are good that we can save you money and make sure you have the coverage you need. Best of all, a policy from Safeguard Insurance includes world-class service from a local agent. Looking for Las Vegas auto insurance quotes? Give Safeguard a call or request a quote online in just a few minutes.
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