Auto Insurance for Rideshare Drivers

| Auto insurance, Rideshare Insurance.

Driving for a rideshare company like Uber or Lyft can be a great business opportunity. As independent contractors, TNC drivers work when they want and where they want. This convenience for drivers and customers has made Uber and Lyft very popular and successful. However, drivers should understand the exclusions, conditions, and limitations of auto insurance… Read more »

Spring Clean Your Insurance Policies

| Auto insurance, Business Insurance, Flood Insurance, Home Insurance, Personal Umbrella Insurance.

When was the last time you pulled our your insurance policies, dusted them off, and read cover to cover? If you are like most consumers the answer is probably never and that means it is time to spring clean your insurance policies. Insurance, whether for your personal or business needs, is never meant to be… Read more »

Property Insurance Cause of Loss Form

| Business Insurance, Commercial Property Insurance, Insurance Claims, Insurance education, Landlord Insurance, Uncategorized.

Attached to every commercial property insurance policy is a cause of loss form that determines which perils are covered and which are not. There are 3 forms in common use: basic form (CP1010), broad form (CP1020), and special form (CP1030). It is critical that a policyholder understands the property insurance cause of loss form attached to their policy… Read more »

We understand pest control insurance!

| Business Insurance, Pest Control Insurance.

If you own a pest control company, you know that exterminators require specialized business insurance. At Safeguard Insurance, we understand pest control insurance. For nearly 20 years we have worked with PCO’s large and small to provide coverage that meets all state and local regulations and protects your business from damage or injury claims. When… Read more »

Types of Construction Insurance

| Business Insurance, Contractor insurance.

The construction industry is full of opportunities and risk. Managing the risk is critical to running a successful and profitable construction firm. An effective safety program is the first step in managing risk. A comprehensive insurance plan is the next step and is just as important. There are many types of construction insurance available to… Read more »

Fast Claim Settlement Tips

| Auto insurance, Fire Insurance, Home Insurance, Homeowners Insurance, Insurance Claims, Insurance education.

Insurance claims are never fun. However, if something bad happens our goal is to make sure you are treated fairly and your claim is handled promptly.  To ensure that, here are 5 tips for a fast claim settlement that should help the process go smoothly. Report the incident quickly. The sooner you file the claim,… Read more »

Affordable Rental Property Insurance

| Landlord Insurance, Rental Property Insurance.

Owning rental property can be a great investment. To help you manage expenses, you need affordable rental property insurance. Fortunately, at Safeguard Insurance we have been working with landlords for nearly 20 years and can help you find the right rental property insurance, at the right price. Landlords should remember that homeowner insurance is not… Read more »

Pet Groomer Professional Liability

| Business Insurance, Insurance education, Professional Liability.

In 2016, pet owners in the US spent $5.4B on grooming and boarding services. Truly, we love our pets and care for them like any other member of the family. Pet groomers are entrusted with the care of those pets and expected to provide services in a safe manner. However, sometimes mistakes occur and animals… Read more »

Understand General Liability Exclusions

| General Liability Insurance, Insurance Claims, Insurance education.

The commercial general liability (CGL) policy provides remarkably broad coverage for property damage and bodily injury claims. As with all insurance policies, understanding what is not covered is just as important as understanding what is covered. Because the CGL policy is the foundation of most business insurance plans, it is critical to understand general liability… Read more »

Vacant Building Coverage

| Vacant Building Insurance.

Hidden in plain sight in nearly every property insurance policy is a provision that limits or removes coverage if a building is vacant. Some policies remove coverage for certain perils, such as vandalism, sprinkler leakage, water damage, glass breakage, and theft or attempted theft (CP0010). To address this vacancy provision in the policy form, you… Read more »