What is uninsured motorist coverage and why do I need it?

| Auto insurance.

Imagine you are hit by someone carrying the Nevada state minimum limits of $15,000 per person/$30,000 per accident. You are injured and miss an extended period -of -time from work. You have sustained lower back injuries that require doctor appointments, physical therapy for several months, lost income while at the appointments, in addition to chronic… Read more »

Handyman Insurance Myths

| Business Insurance, General Liability Insurance.

Finding the best insurance for your handyman business does not need to be a complicated and time-consuming process. At Safeguard Insurance we write all types of business insurance for handyman operations including general liability, workers compensation, and commercial auto. To make sure you find the right policy, here are some handyman insurance myths to consider… Read more »

EPL Protects Your Small Business

| Business Insurance, Employment Practices Liability, Insurance education.

Small business owners are not immune to employment related litigation. Employees that feel discriminated by an employer – whether factual or not – are free to file a complaint with the EEOC and seek other legal remedies including litigation. The cost to deal with complaints and litigation is staggering: defense and settlement costs of $75,000 per… Read more »

Tavern Insurance Tips

| Uncategorized.

Tavern and bar owners understand the importance of a comprehensive insurance plan. After all, the list of potential claims is worrisome: liquor liability, robbery, altercations with patrons, fire, employment disputes, and premises liability. To help better protect your business, here are some tavern insurance tips to consider when shopping for bar and tavern insurance. Do… Read more »

What does home insurance cover?

| Home Insurance, Homeowners Insurance, Renters Insurance.

Home insurance is one of those policies most people buy and forget about it. It is often paid by a mortgage company and the frequency of claims is low, especially when compared to car insurance. However, home insurance is a complicated insurance policy that protects one of your largest assets. So, what exactly does home insurance cover?… Read more »

Understand Rideshare Insurance

| Uncategorized.

Rideshare services such as Uber and Lyft have grown quickly, surpassing taxicab use by travelers. This growth presents rideshare drivers with a fantastic opportunity to earn additional income. However, using a personal vehicle for passenger transportation also creates some insurance challenges. If you drive for Uber or Lyft, it is critical you understand rideshare insurance… Read more »