Understand Installation Floater Coverage

| Contractor insurance, Installation floater.

What is an installation floater and should your construction business insurance coverage include this valuable coverage? A standard property insurance policy does not provide coverage for materials being installed. Contractors could be left unprotected if materials intended for a jobsite are damaged in transit or during installation. The solution to this problem is installation floater… Read more »

An Earthquake Insurance Reminder

| Earthquake Insurance.

A powerful earthquake rocked southern Alaska on December 30, 2018. The quake measured 7.0 magnitude and struck just north of the city of Anchorage, home to about 300,000 residents. As the most seismically active state in the US, Alaska was well prepared for a strong earthquake. Fortunately, it appears the damage to most buildings in… Read more »

The Right Party Bus Insurance

| Commercial Auto Insurance.

Whether you are a new party bus operator or have been in business for several years, the professionals at Safeguard Insurance can help you find the right party bus insurance. Our product specialist, Cheston Williams, has been in the insurance industry for over 8 years and writes party bus insurance in Nevada, California, Texas, Utah,… Read more »

Nevada Road Trip Destinations

| Uncategorized.

Nevada is a state filled with rugged, beautiful terrain, interesting towns, and fascinating history. From the Mohave desert in the south to the vast plains and mountains of the north, you will not find more variety of scenery anywhere else. We’ve compiled our staff’s favorite Nevada road trip destinations and hope it will inspire you to… Read more »

5 Car Repairs You Can Do Yourself

| Uncategorized.

There are many auto repairs that most owners could easily perform themselves and save hundreds of dollars in the process. We do not mean major repairs to the engine, transmission, or other critical components. Rather, these are 5 car repairs you can do yourself with basic tools and a bit of online research. Replace the Car… Read more »

Beware of Uninsured Contractors!

| Insurance Claims, Insurance education.

When looking for service providers to work on your home or other property, beware of uninsured contractors! One of our customers recently reported a rather scary situation that reinforces the need to hire only licensed, bonded, and insured contractors. An Injured Tree Trimmer A homeowner insurance customer had a young man knock on her front… Read more »

Common EPL Claims

| Employment Practices Liability.

Many business owners are not aware that general liability does not cover claims related to hiring, firing, discrimination, or other employee issues. Those type of claims are covered by employment practices liability insurance, also known as EPL coverage. The number of EEOC complaints filed against businesses continues to rise, making EPL coverage more important than… Read more »

Motorcyclist Safety Tips

| Uncategorized.

A recent report by the GHSA (Governors Highway Safety Association) has some good news about motorcyclist fatalities in 2017: the number of fatal accidents decreased by 5.6%. However, the reality is that nearly 5,000 motorcycle riders died on US roadways in 2017. That number is shockingly high and, sadly, many of those deaths were preventable by following… Read more »

General Liability: Who is an Insured?

| Business Insurance, General Liability Insurance.

In a commercial general liability policy, the named insured is the person or organization that is specifically listed as the owner or policyholder on the declarations page. Beyond that specifically described named insured, the general liability coverage form also grants insured status to a number of other persons and entities. Knowing who is an insured… Read more »

Your Las Vegas Acuity Insurance Agent

| Auto insurance, Business Income, Home Insurance.

Safeguard Insurance is an independent insurance agency. That means we work with many insurance companies to find you the right coverage for your auto insurance, home insurance, business insurance, or life insurance needs. Although we are proud to represent many A-rated and reputable insurance providers, one of our favorites is Acuity, a Mutual Insurance Company. Safeguard… Read more »