The Affordable Personal Umbrella Policy

| Uncategorized.

Do you assume a personal umbrella policy is very expensive?  Fortunately for most people, personal umbrella insurance is downright affordable. With annual premiums for a $1M policy starting at about $125, a personal umbrella is truly one of the great insurance values. The affordable personal umbrella policy is something every insurance buyer should consider. Why… Read more »

Nevada Bar and Tavern Insurance

| Business Income, Business Insurance, Liquor Liability Insurance.

Bars, taverns, pubs, and nightclubs all have one thing in common:  they frequently struggle to find affordable Nevada business insurance.  Despite Nevada’s favorable liquor liability laws, only a handful of insurance carriers offer affordable Nevada bar and tavern insurance.   At Safeguard Insurance, we understand the insurance needs of hospitality businesses. We work with several… Read more »

Got Data? You Need Data Breach Insurance!

| Business Insurance, Data Breach.

As part of your business operations do you store information about your customers, such as email address, names, mailing address and payment data?  If so, you need data breach insurance.   Major data breaches happen daily – 783 occurred in 2014 alone.   Despite the very threat, many business owners, especially small business, continue to… Read more »

Three Ways to Protect Your Home Before You Leave on a Vacation

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims.

Ah, summer. A time where we enjoy the great outdoors and most often take our vacation for the year. Whether you’re traveling close to home on a short camping trip or headed off to Europe with the drones of other tourists, keeping your home safe while you’re away can be as simple as not doing… Read more »

Insurance for Nevada Law Firms

| Business Insurance, Data Breach, Professional Liability.

Whether you operate as a sole practitioner or a large firm with many attorneys, law firms have unique insurance needs. At Safeguard Insurance, we have been providing coverage for Nevada law firms since 1998. We have the experience to provide the coverage your law firm requires, and the markets to make sure you have the best… Read more »

Do You Need Professional Liability Insurance?

| Insurance education, Professional Liability.

As insurance agents, one of the most difficult jobs we have is convincing our clients to purchase professional liability insurance.   General liability insurance, while very broad in scope, does not cover claims of bodily injury, property damage or financial loss that result from your “professional services”.   We often associate “professional services” with accountants,… Read more »

Quick Vacation Ideas Before School Starts

| Uncategorized.

For most families in Las Vegas, school starts again on August 24th.   That means the time to squeeze in a family vacation is getting short.   If you only have time for a quick day or two trip, we have a few suggestions that are close to Las Vegas, inexpensive and absolutely worth the… Read more »

Nevada Liquor Liability Laws

| Business Insurance, Liquor Liability Insurance.

Nevada is one of just a few States that protect servers of alcoholic beverages from civil liability.  Courts in Nevada have ruled that consumption of liquor, not the serving of liquor, is the proximate cause of alcohol-related damages. NRS 41.1305 reads as follows:     NRS 41.1305  Liability of person who serves, sells or furnishes alcoholic beverages for… Read more »

Insurance for the Pest Control Industry

| Agency Customers, Business Insurance, Commercial Auto Insurance, Pest Control Insurance.

With over $7 billion in total service revenue and growing, the pest control industry represents a great opportunity for a hard working entrepeneur.  Pest control operators have the ability to own and run their own business and compete in an industry with growing demand.    Starting an extermination business in Nevada requires prior experience, passing… Read more »

Car Insurance Discounts – The Real Savings

| Auto insurance, Blog.

For years we have all been flooded with auto insurance commercials talking about various discounts offered in the insurance industry for auto insurance. There are the standard ones: multi-policy, multi-vehicle, etc., but there may be some other discounts that drivers are not aware of. We have compiled some of the additional insurance discounts offered by… Read more »