Affordable Rental Property Insurance

| Landlord Insurance, Rental Property Insurance.

Owning rental property can be a great investment. To help you manage expenses, you need affordable rental property insurance. Fortunately, at Safeguard Insurance we have been working with landlords for nearly 20 years and can help you find the right rental property insurance, at the right price. Landlords should remember that homeowner insurance is not… Read more »

Pet Groomer Professional Liability

| Business Insurance, Insurance education, Professional Liability.

In 2016, pet owners in the US spent $5.4B on grooming and boarding services. Truly, we love our pets and care for them like any other member of the family. Pet groomers are entrusted with the care of those pets and expected to provide services in a safe manner. However, sometimes mistakes occur and animals… Read more »

Understand General Liability Exclusions

| General Liability Insurance, Insurance Claims, Insurance education.

The commercial general liability (CGL) policy provides remarkably broad coverage for property damage and bodily injury claims. As with all insurance policies, understanding what is not covered is just as important as understanding what is covered. Because the CGL policy is the foundation of most business insurance plans, it is critical to understand general liability… Read more »

Vacant Building Coverage

| Vacant Building Insurance.

Hidden in plain sight in nearly every property insurance policy is a provision that limits or removes coverage if a building is vacant. Some policies remove coverage for certain perils, such as vandalism, sprinkler leakage, water damage, glass breakage, and theft or attempted theft (CP0010). To address this vacancy provision in the policy form, you… Read more »

5 Preventable Homeowners Insurance Claims

| Condominium Insurance, Home Insurance, Insurance Claims, Renters Insurance.

Even with the best home, condo, or renters insurance filing a claim is never an enjoyable experience. At Safeguard Insurance our goal is to make sure your claim is handled fairly and promptly. However, we would rather avoid the entire process if possible. With that in mind, here are 5 preventable homeowners insurance claims and what… Read more »

The Safest Cars of 2017

| Auto insurance, Auto Safety, Insurance Claims, Insurance education.

Every year the IIHS (Insurance Institute for Highway Safety) picks the safest vehicles on the road. For 2017, a total of 82 cars made the list with 38 earning top honors as “safety pick+”.  But, just what criteria does the IIHS evaluate when picking the the safest cars of 2017? The IIHS is a non-profit organization,… Read more »

Dogs and Umbrella Insurance

| Insurance education, Umbrella Liability.

Love Bites. Get Umbrella Coverage In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? And, what do dogs and umbrella insurance have to do with each other? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be… Read more »

Update Your Home Without Emptying Your Wallet

| Home Insurance, Homeowners Insurance.

Update Your Home Without Emptying Your Wallet  Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Las Vegas? But, they can! To spruce up your home on a budget, check out these five ideas for projects that yield maximum results with minimal effort and cost: Paint: All you need… Read more »

Types of Contractor Insurance

| Agency Customers, Contractor insurance, General Liability Insurance, Insurance education, Risk Management, Umbrella Liability, Workers Compensation Insurance.

Contractors face a myriad of risks and require a customized business insurance program. There are many types of contractor insurance that should be considered. Fortunately, the professional agents at Safeguard Insurance have been working with contractors, large and small, for nearly 20 years. We can help contractors find the right insurance coverage, at the right… Read more »

Manufacturing Insurance

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Products Liability, Workers Compensation Insurance.

Any business that makes products intended for use by others needs manufacturing insurance. This is not one policy, but rather a tailored portfolio of coverage that addresses the insurance needs of manufacturing. The team at Safeguard Insurance has been providing manufacturing insurance coverage for nearly 20 years.  We have the markets and experience to provide… Read more »

Claims Covered By Home Insurance

| Home Insurance, Insurance education, Uncategorized.

Homeowners insurance is a remarkably broad insurance policy that provides coverage for structures, contents, loss of use, and personal liability. Most policyholders understand that loss such as fire, wind, and water damage are typically covered. But, that is just the tip of the proverbial iceberg when it comes to claims that are potentially covered.  Here… Read more »