Affordable Commercial Auto Insurance

| Business Insurance, Commercial Auto Insurance, Risk Management.

Business use vehicles can be expensive to own and operate. Between the cost of fuel, routine upkeep, and the occasional major repair, the cost to a business can be substantial.  Here are some tips to finding affordable commercial auto insurance that will help reduce the cost to your business: Prescreen drivers. Before you even consider… Read more »

New home buyer tips

| Agency Customers, Home Insurance, Homeowners Insurance, Insurance education.

Buying your first home, condo, or townhome can be an exciting moment. However, dealing with the paperwork to buy the home, obtain a loan, and secure home insurance can also be stressful.  Here are a few new home buyer tips to help the process go smoothly. Work with an experienced realtor. An experienced realtor will… Read more »

Landlord Additional Insured Endorsement

| Additional Insured, General Liability Insurance, Landlord Insurance.

Landlords and building owners commonly require tenants to name them as additional insured. The landlord additional insured endorsement, along with the lease indemnity agreement, is designed to protect the building owner from liability claims that result from the tenant’s activities. The standard additional insured endorsement commonly issued to landlords (ISO CG2011) has recently been revised…. Read more »

5 Contractor Insurance Tips

| Business Insurance, Commercial Umbrella, Contractor insurance, General Liability Insurance, Insurance education.

Like many industries, contractors have very specialized business insurance needs. When choosing an insurance provider, contractors would be well served to work with an agent that understand their industry. Here are 5 contractor insurance tips to make sure you have the right coverage for your business. Understand additional insured endorsements. There are dozens of additional… Read more »

Loss Assessment Coverage

| Agency Customers, Condominium Insurance, Home Insurance, Homeowners Insurance, Insurance Claims, Insurance education.

Nearly 25% of American homeowners live in some sort of managed community such as a homeowner association, condo association, or cooperative.  While there are certainly many benefits of living in a managed community, there are a few pitfalls to be aware of.  One of those pitfalls is the right of the association to assess the… Read more »

Builders Risk Insurance Protects Construction Projects

| Business Insurance, Contractor insurance.

Whether you are involved in residential projects, commercial work, or general remodeling, builders risk insurance protects construction projects. At Safeguard Insurance, we have provided affordable builders risk insurance to contractors and owner-builders for nearly 20 years. No matter what size construction project, we can find you the right builders risk insurance at a price you can… Read more »

Youth Drivers and Auto Insurance

| Agency Customers, Auto insurance, Insurance Claims, Insurance education, Teen Drivers.

Youth drivers and auto insurance are two things that always make parents cringe. Young drivers account for a disproportionate share of auto accidents and, consequently, are expensive to insure. At Safeguard Insurance, we truly understand how expensive young drivers can be. That is why we offer our customers multiple auto insurance quote options to make… Read more »

Affordable Medical Office Insurance

| Uncategorized.

More than ever before, medical providers need to be sure they have right business insurance. From the high cost of medical office equipment to compliance with HIPAA and other privacy laws, physicians, dentists, and chiropractors face a litany of serious exposures. The business insurance team at Safeguard Insurance has been providing affordable medical office insurance since… Read more »

Why you need uninsured motorist coverage

| Auto insurance, Auto Safety.

We understand that personal auto insurance can be expensive. Because of the cost, consumers are often tempted to strip out important coverage without fully understanding the consequences. A good example of that is uninsured motorist coverage, which pays for bodily injury in the event you are hit by a driver with no insurance, or inadequate… Read more »

Understand Motorcycle Helmet Certifications

| Motorcycle Insurance.

Like it or not, Nevada law requires motorcyclists to wear a safety helmet. When shopping for a motorcycle helmet you may notice there are 3 common safety standards used by various manufacturers: DOT, ECE, and Snell. To help you understand motorcycle helmet certifications, let’s examine the methodology used by each safety standard. DOT Helmet Standard… Read more »

Business Insurance Tips

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Workers Compensation Insurance.

Many business owners want to buy an insurance policy and never think about again. We understand you have better things to focus your time on, so here are some business insurance tips to make sure you have the right coverage to protect your operation. Buy adequate property insurance coverage. Many property insurance policies contain a co-insurance… Read more »

Understand Animal Bailee Coverage

| Business Income.

A bailee is any person or business that assumes care, custody, or control of the personal property of another. In the case of a pet groomer, veterinarian, or boarding kennel, the animals left in your care are considered the personal property of others. To protect your business from injury or death to these animals, consider purchasing… Read more »