Types of Contractor Insurance

| Agency Customers, Contractor insurance, General Liability Insurance, Insurance education, Risk Management, Umbrella Liability, Workers Compensation Insurance.

Contractors face a myriad of risks and require a customized business insurance program. There are many types of contractor insurance that should be considered. Fortunately, the professional agents at Safeguard Insurance have been working with contractors, large and small, for nearly 20 years. We can help contractors find the right insurance coverage, at the right… Read more »

Manufacturing Insurance

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Products Liability, Workers Compensation Insurance.

Any business that makes products intended for use by others needs manufacturing insurance. This is not one policy, but rather a tailored portfolio of coverage that addresses the insurance needs of manufacturing. The team at Safeguard Insurance has been providing manufacturing insurance coverage for nearly 20 years.  We have the markets and experience to provide… Read more »

Claims Covered By Home Insurance

| Home Insurance, Insurance education, Uncategorized.

Homeowners insurance is a remarkably broad insurance policy that provides coverage for structures, contents, loss of use, and personal liability. Most policyholders understand that loss such as fire, wind, and water damage are typically covered. But, that is just the tip of the proverbial iceberg when it comes to claims that are potentially covered.  Here… Read more »

Affordable Commercial Auto Insurance

| Business Insurance, Commercial Auto Insurance, Risk Management.

Business use vehicles can be expensive to own and operate. Between the cost of fuel, routine upkeep, and the occasional major repair, the cost to a business can be substantial.  Here are some tips to finding affordable commercial auto insurance that will help reduce the cost to your business: Prescreen drivers. Before you even consider… Read more »

New home buyer tips

| Agency Customers, Home Insurance, Homeowners Insurance, Insurance education.

Buying your first home, condo, or townhome can be an exciting moment. However, dealing with the paperwork to buy the home, obtain a loan, and secure home insurance can also be stressful.  Here are a few new home buyer tips to help the process go smoothly. Work with an experienced realtor. An experienced realtor will… Read more »

Landlord Additional Insured Endorsement

| Additional Insured, General Liability Insurance, Landlord Insurance.

Landlords and building owners commonly require tenants to name them as additional insured. The landlord additional insured endorsement, along with the lease indemnity agreement, is designed to protect the building owner from liability claims that result from the tenant’s activities. The standard additional insured endorsement commonly issued to landlords (ISO CG2011) has recently been revised…. Read more »

5 Contractor Insurance Tips

| Business Insurance, Commercial Umbrella, Contractor insurance, General Liability Insurance, Insurance education.

Like many industries, contractors have very specialized business insurance needs. When choosing an insurance provider, contractors would be well served to work with an agent that understand their industry. Here are 5 contractor insurance tips to make sure you have the right coverage for your business. Understand additional insured endorsements. There are dozens of additional… Read more »

Loss Assessment Coverage

| Agency Customers, Condominium Insurance, Home Insurance, Homeowners Insurance, Insurance Claims, Insurance education.

Nearly 25% of American homeowners live in some sort of managed community such as a homeowner association, condo association, or cooperative.  While there are certainly many benefits of living in a managed community, there are a few pitfalls to be aware of.  One of those pitfalls is the right of the association to assess the… Read more »

Builders Risk Insurance Protects Construction Projects

| Business Insurance, Contractor insurance.

Whether you are involved in residential projects, commercial work, or general remodeling, builders risk insurance protects construction projects. At Safeguard Insurance, we have provided affordable builders risk insurance to contractors and owner-builders for nearly 20 years. No matter what size construction project, we can find you the right builders risk insurance at a price you can… Read more »

Youth Drivers and Auto Insurance

| Agency Customers, Auto insurance, Insurance Claims, Insurance education, Teen Drivers.

Youth drivers and auto insurance are two things that always make parents cringe. Young drivers account for a disproportionate share of auto accidents and, consequently, are expensive to insure. At Safeguard Insurance, we truly understand how expensive young drivers can be. That is why we offer our customers multiple auto insurance quote options to make… Read more »

Affordable Medical Office Insurance

| Uncategorized.

More than ever before, medical providers need to be sure they have right business insurance. From the high cost of medical office equipment to compliance with HIPAA and other privacy laws, physicians, dentists, and chiropractors face a litany of serious exposures. The business insurance team at Safeguard Insurance has been providing affordable medical office insurance since… Read more »