As an auto dealer, you require very specialized insurance coverage that protects you from liability claims, damage to your inventory, and meets all DMV requirements. Fortunately, the garage insurance specialists at Safeguard Insurance can provide the coverage you need at a price you can afford. We have over 15 years of experience providing auto dealer insurance.
Used Car Dealer Insurance
At Safeguard Insurance, we specialize in non-franchised used car dealership policies. Since 1998, we have worked with hundreds of dealerships large and small. As an Independent Agency, we work with several different insurance companies that have the coverage your auto dealer business needs.
Types of Auto Dealer Insurance Coverage
Our policies can include coverage for:
- Garage liability including the operation of owned and non-owned vehicles. Coverage is also provided for your premises, such as a slip and fall injury.
- Dealers physical damage insurance, or “open-lot” coverage for owned vehicles.
- Garage keepers legal liability for damage to non-owned vehicles left for service or repair.
- False pretense coverage can be added by endorsement.
- Auto dealers errors & omissions coverage for claims related to odometer issues, truth in lending, title errors and the sale of insurance products.
- Property insurance for loss or damage to your office contents and shop equipment.
- Crime insurance for claims of employee dishonesty, theft or robbery.
- Auto dealer license bond, with rates starting $750 per year.
- Employment practices liability for claims related to employee hiring, firing, promotion, and harassment.
- Workers compensation to protect you from employee injuries.
- Cyber liability and data breach coverage.
Car Dealer Insurance Cost
We have insurance programs for auto dealers of all sizes. Policy premiums start around $2,500 per year and payment plans are available for any size policy.
Get a Quote for Auto Dealer Insurance
Our auto dealer insurance specialist is Nick Patterson. Nick has worked with hundreds of non-franchised used auto dealers. Nick understands your business and can help you find the right coverage at the right price. Contact Nick at 702-529-0115 or request a quote by completing the form on this page.
Safeguard Insurance is located in Las Vegas, NV. We are licensed to quote auto dealer insurance in Nevada, Utah, Arizona, California, New Mexico, Idaho, Texas, Washington, and Oregon.