Are you aware that over 70% of all litigation against businesses is related to employment disputes? The reality is that your business is more likely to be sued by an employee than to have general liability or property claim. Without the proper coverage, an employment-related lawsuit could be financially devastating. To protect your business, we recommend purchasing Employment Practices Liability Insurance (EPLI) from one of our reputable insurance carriers.
About Employment Practices Liability Insurance
We have the market access and experience to provide your business with a comprehensive EPLI policy at an affordable price. Our EPLI carriers include USLI, Hartford, Travelers, Philadelphia, XL Specialty, and Zurich. We may be able to include EPLI coverage in your small business package for an additional premium.
It is important for business owners to understand that general liability insurance does not cover claims made by employees for wrongful termination, sexual harassment, discrimination in hiring or firing, defamation, slander, libel, mental anguish, etc.
We can customize coverage for any size business with limits of coverage from $10,000 up to $5,000,000. Premiums start at around $500 per year for a stand-alone policy for businesses with less than 50 employees. EPLI Coverage may also be added to many small business policies, with premiums as low as $50 per year.
The coverage afforded by Employment Practices Liability Insurance can include:
- Wrongful termination claims
- 3rd Party Claims (by endorsement)
- Allegations of discrimination in hiring, firing or promotions
- Sexual harassment
- Whistleblower claims
- Wage & Hour claims (by endorsement)
- Other claims such as libel, slander, defamation, invasion of privacy, mental anguish, emotional distress, etc.
- Defense costs outside limit (by endorsement)
Get an Employment Practices Liability Insurance Quote
Don’t let your business go unprotected any longer. Call us at (702) 638-0022 or complete the form on this page for a no-obligation quote on your Employment Practices Liability Insurance.
Safeguard Insurance is licensed to offer EPLI quotes in Nevada, Arizona, Utah, California, Idaho, Oregon, Washington, New Mexico, and Texas.