Employment Practices Liability

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Are you aware that over 70% of all litigation against businesses is related to employment disputes? The reality is that your business is more likely to be sued by an employee than to have general liability or property claim. Without the proper coverage, an employment-related lawsuit could be financially devastating. Protect your business by purchasing Employment Practices Liability Insurance.

About Employment Practices Liability Insurance (EPLI)

It is important for business owners to understand that general liability insurance does not cover claims made by employees for wrongful termination, sexual harassment, discrimination in hiring or firing, defamation, slander, libel, mental anguish, etc.

EPLI Insurance Carriers

We have the market access and experience to provide your business with a comprehensive EPLI policy at an affordable price. Our A+ rated EPLI carriers include USLI and Great American. We may also be able to include EPL coverage in your small business package.

How Much EPLI Coverage Do I Need?

We can customize coverage for any size business with limits of coverage from $10,000 up to $5,000,000. Premiums start at around $500 per year for a stand-alone policy. EPL coverage may also be added to many small business policies, with premiums as low as $50 per year.

Employment Practices Liability Coverage

The coverage afforded by Employment Practices Liability Insurance can include:

  • Wrongful termination claims
  • 3rd Party Claims (by endorsement)
  • Allegations of discrimination in hiring, firing, or promotions
  • Sexual harassment
  • Whistleblower claims
  • Wage & Hour claims (by endorsement)
  • Other claims such as libel, slander, defamation, invasion of privacy, mental anguish, emotional distress, etc.
  • Defense costs outside limit (by endorsement)

Free HR and EPLI Consultation Hotline

Best of all our EPL policies come provide our policyholders with a free HR hotline and website. There are no limits to the number of calls you can make to discuss employee issues of any type including wage and hour law, interview and hiring practices, discipline and termination procedures, and much more!

Get an Employment Practices Liability Quote

Don’t risk a financially devastating employment-related lawsuit. Get an instant EPL quote in less than 5 minutes or contact us to learn more about how employment practices liability can protect your business.

Safeguard Insurance is located in Las Vegas, NV. We are licensed to quote employment practices liability insurance in Nevada, Arizona, Utah, California, Idaho, Oregon, Washington, New Mexico, and Texas.