As a garage, quick lube, or auto body shop owner, you require a specific insurance program that can address the unique risks your business faces daily. We understand how important securing the best possible coverage is and offer a comprehensive garage insurance program.
About Automotive Garage Insurance
At Safeguard Insurance, we’ve had a niche in garage insurance for nearly 20 years and insure over 250 automotive repair shops. We understand your business and know how to create a garage insurance program that is comprehensive and affordable. Our program is available to all types of auto repair operations:
- Auto body or collision repair
- Tire dealer and installer
- Quick lube and tune
- General auto repair
- Upholstery work
- Smog or emissions testing station
- Car wash and detail
- Audio/video and electronics installation
- Transmission repair
- And much more!
We work with you to custom-build the perfect garage or auto repair shop insurance policy that meets your distinct needs.
Types of Garage Insurance
With competitive pricing and multiple A+ rated markets available, we can build you a comprehensive garage insurance program. Typical coverage that you can expect from your garage policy may include:
- General liability coverage, including products and defective workmanship. Limits from $100,000 to $2M or higher are available.
- Garage keepers Coverage on a direct primary basis with coverage from $30,000 up to $1,000,000 or higher.
- Commercial Property Coverage including buildings, contents, shop equipment and tools.
- Auto Coverage including owned, non-owned, and hired auto coverage.
- Equipment & Tools Coverage including optional coverage for employee tools.
- Equipment Breakdown Coverage including your lifts, compressors, and HVAC equipment.
- Business Interruption that reimburses your lost net income as a result of a covered loss.
- Workers Compensation to protect you from employee injuries.
- Crime Coverage including theft, robbery, and employee dishonesty.
- Employment Practices Liability insurance for claims of wrongful termination, discrimination, harassment, etc.
Our extensive experience allows us to develop a truly exceptional, custom garage-related insurance program that fits your budget. By choosing Safeguard Insurance you also gain world-class service from our dedicated team of insurance professionals.
Get a Quote for Garage Insurance
Safeguard Insurance is located in Las Vegas, NV. We are licensed to quote garage insurance Nevada, Arizona, Utah, Idaho, New Mexico, California, Washington, and Oregon.