Personal care providers provide a valuable service to customers that need help with medical care, daily living assistance, emotional support, or concierge assistance. These services can create a unique set of liability exposures. Fortunately, the professionals at Safeguard Insurance can provide you with the right personal care provider insurance at a price you can afford.
Insurance for Personal Care Providers
The liability exposures created by caring for the needs of others requires a specialized insurance program. We work with several A-rated providers of insurance for personal care providers and assistants including USLI, Hiscox, Beazley, and Lloyds of London. Our programs are flexible enough to cover a large organization with many employees or a small operation with a few caregivers.
Best of all, our pricing is extremely affordable with rates starting around $500 per year for a non-medical personal assistant.
Types of Home Health Care Provider Insurance
We offer a complete portfolio of coverage to protect your personal care business including:
- General liability
- Professional liability
- Surety bonds (license and fidelity bonds)
- Crime insurance (theft of customers property)
- Abuse and molestation coverage
- Employment practices liability
- Cyber liability including data breach
- Commercial umbrella or excess liability
- Workers compensation
- Commercial auto insurance (including hired/non-owned auto)
- Property insurance (buildings and business personal property)
Superior Customer Service
Safeguard Insurance has been in business for over 20 years. We have provided business insurance to hundreds of personal care and home health providers. Our experienced agents understand the insurance needs of personal care providers and will tailor coverage to your specific needs.
- 24/7 online access to your insurance policies. Print auto ID cards, certificates, and coverage summaries instantly.
- Same day issuance of certificates of insurance.
- Policy audit assistance for workers compensation and general liability (if applicable).
- A dedicated agent and account manager to assist with all your insurance needs.
Get a Personal Care Provider Business Insurance Quote
Contact our product specialist, Cheston Williams, at 702.529.0324 or complete the short request form on this page.
Safeguard Insurance is located in Las Vegas, NV. We are licensed to quote personal care provider insurance in Nevada, Utah, Arizona, California, Idaho, Oregon, Washington, New Mexico, and Texas.