If you operate a business and have employees, workers compensation is a legal requirement. Workers compensation insurance protects your business from employee injuries or disease occurring during the course and scope of employment.
Understand Workers Compensation Insurance
By carrying workers compensation insurance, a business owner gains the protection afforded under exclusive remedy laws. That means employees must turn to workers compensation as the sole remedy for injury compensation and cannot generally sue their employer. Workers compensation coverage can save your business from costly medical expenses and litigation related to employee injuries. Policies can provide coverage for:
- First aid, emergency room and other medical expenses related to the injury,
- Necessary testing such as x-ray and MRI,
- Prescription medication,
- Necessary rehabilitation expenses including physical therapy,
- Lost income reimbursement or indemnification payments,
- Survivor death benefits.
Workers Compensation Coverage Basics
Safeguard Insurance experts can provide you with a coverage program that is specifically tailored to meet your needs. We write workers compensation coverage for some of the strongest names in the insurance industry such as Travelers, Hartford, FirstComp, Employers, Amtrust, Acuity, Guard, and Liberty Mutual.
Workers Comp Plans with Flexible Billing Options
Our workers compensation plans have very flexible billing options to fit any budget. Along with traditional billing such as monthly, quarterly or annual, we can offer integration with your payroll provider or software. Many of our workers compensation carriers offer monthly reporting form options, especially helpful for business owners with payroll that fluctuates between jobs.
Get a Quote for Workers Compensation Insurance
Complete the short contact form on this page, or call us at 702.508.9253 to obtain a no-obligation proposal. The quote is free and the savings could be substantial!
Workers Compensation Coverage & Laws
For additional information regarding workers compensation coverage and laws, please read the following posts from our blog and the Nevada Division of Industrial Relations:
- Workers Compensation and the E-Mod
- Workers Comp: What Nevada Employers Need to Know
- Is General Liability Insurance Enough?
- Facts About Exclusive Remedy Protection
- Employer Coverage Requirements
- Workers Compensation Myths
Safeguard Insurance is located in Las Vegas, NV. We are licensed to quote workers compensation insurance in Nevada, Arizona, Utah, Idaho, Oregon, Washington, South Dakota, Texas, California, and New Mexico.