Products Liability versus General Liability

| Agency Customers, Blog, Business Insurance, General Liability Insurance.

Most businesses involved in manufacturing know they need to purchase products liability coverage. When providing products liability insurance quotes, we are often asked about the difference between products liability versus general liability. Products Liability versus General Liability In reality, products liability (or product liability) is a component of general liability insurance. Unless otherwise excluded, a… Read more »

Term vs Permanent Life Insurance

| Blog.

Are you considering life insurance? Many Americans may forgo this coverage because they are “young and healthy.” To be honest, life insurance is just as important for a healthy 25-year old as it is to a 50-year old! The difference: it is much cheaper to purchase life insurance as a healthy 25-year old than a healthy 50-year old. Now that you are sold, let’s take a look at two common options.

Understanding Flood & Sewer Backup Insurance

| Blog, Home Insurance.

Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. When it comes to flood insurance, it is important to understand… Read more »

Three Ways to Protect Your Home Before You Leave on a Vacation

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims.

Ah, summer. A time where we enjoy the great outdoors and most often take our vacation for the year. Whether you’re traveling close to home on a short camping trip or headed off to Europe with the drones of other tourists, keeping your home safe while you’re away can be as simple as not doing… Read more »