Most businesses involved in manufacturing know they need to purchase products liability coverage. When providing products liability insurance quotes, we are often asked about the difference between products liability versus general liability. Products Liability versus General Liability In reality, products liability (or product liability) is a component of general liability insurance. Unless otherwise excluded, a… Read more »
Term vs Permanent Life Insurance
Are you considering life insurance? Many Americans may forgo this coverage because they are “young and healthy.” To be honest, life insurance is just as important for a healthy 25-year old as it is to a 50-year old! The difference: it is much cheaper to purchase life insurance as a healthy 25-year old than a healthy 50-year old. Now that you are sold, let’s take a look at two common options.
Practice These Safe Driving Techniques in Ice & Snow
It’s important for every driver to know how to drive in winter weather conditions. It can be challenging to drive in these conditions, but with the safe driving techniques below, you’ll know how to stay safe on the road. Be sure your car has plenty of antifreeze. You do not want to run out while… Read more »
Keep a Home Inventory Checklist for Your Belongings
For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a home inventory can be a large task, but taking the time to do so… Read more »
Understanding Flood & Sewer Backup Insurance
Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. When it comes to flood insurance, it is important to understand… Read more »
Exercise Caution When Leaving an Online Review
Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant, dentist, daycare or other business and have a bad experience, you might think of writing a… Read more »
Driving Emergencies – Do You Know How to Handle Them?
Would You Know What To Do In the Event You Have a Driving Emergency Driving hazards present themselves daily and can occur year-round in every state. But, would you know what to do in the event a driving emergency presented itself? Wildlife: Hitting a deer in the roadway can be a traumatic experience, but it… Read more »
Discuss These 5 Things with Your Teen Driver in Nevada
Safeguard Insurance discusses five safety rules by the NHTSA to keep teens safe while driving in Las Vegas, NV. This week represents National Teen Driver Safety Week. According to National Highway Traffic Safety Administration, the leading cause of death of teenagers from 15-19 years old in the United States is auto accidents. In order to… Read more »
Important Areas to Watch to Prevent Mold in your Home or Condo in Las Vegas
Every home in the US is vulnerable to mold damage and now that we’re coming into the cooler winter months, mold can thrive. Mold really needs one thing to grow: moisture. Protect your home from mold by identifying and eliminating sources of moisture. Moisture can enter your home through many different areas including: Damaged roof… Read more »
Simple Steps to Build an At-Home Emergency Kit for your Las Vegas Home
Be ready for any disaster with a pre-packed emergency kit. Fall is a great time to consider disaster preparedness and to take a look at your family’s emergency kit. While disasters can happen anywhere, whether natural or man-made, it is important that your family be prepared. For many, the thought of having a disaster preparedness… Read more »
Three Ways to Protect Your Home Before You Leave on a Vacation
Ah, summer. A time where we enjoy the great outdoors and most often take our vacation for the year. Whether you’re traveling close to home on a short camping trip or headed off to Europe with the drones of other tourists, keeping your home safe while you’re away can be as simple as not doing… Read more »
The Importance of Insuring Your Collectibles
So, you’ve got an Amazing Fantasy #15 comic book – the first appearance of Stan Lee’s Spider Man in a safe from when you were just a kid. What you probably know is that this item can be worth tens of thousands of dollars, but what you probably don’t understand is what happens if that… Read more »