Car Insurance Discounts – The Real Savings

| Auto insurance, Blog.

For years we have all been flooded with auto insurance commercials talking about various discounts offered in the insurance industry for auto insurance. There are the standard ones: multi-policy, multi-vehicle, etc., but there may be some other discounts that drivers are not aware of. We have compiled some of the additional insurance discounts offered by… Read more »

How to Lower Your Risk of a Dog Bite Claim

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims, Personal Umbrella Insurance, Umbrella Liability.

According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an… Read more »

Affordable Nevada Business Insurance

| Blog, Business Insurance, General Liability Insurance, Workers Compensation Insurance, Workers Compensation Rating.

Nevada has a well deserved reputation for being business friendly.  We have relatively low taxes, especially compared to California.   Our regulatory environment is very pro-business.  And, finding affordable business insurance in Nevada is easy.   We have among the lowest workers compensation rates in the country.  Plus, the lack of natural disasters in Nevada makes our commercial… Read more »

When Does My NV Auto Insurance Expire?

| Auto insurance, Blog, Uncategorized.

Have you ever noticed that your NV auto insurance policy shows not only an expiration date, but also a time?  Take a moment and look at your policy declarations page.  Somewhere it should say “coverage effective date” and “coverage expiration date”, or something similar.   Next to that coverage expiration date there will be a… Read more »

Auto Body Shop Insurance

| Blog.

If you own an auto body shop, a used car dealership, or garage, you know that accidents can happen at any time. Even the most routine procedures can be messed up, and small mistakes can lead to costly damages or even law suits. Regular business insurance may not cover all of the specific liability needs of your auto shop, and Nevada body shop and garage insurance may be a better option for you. 

Preventing Heat Exhaustion In Children

| Blog.

Whether you are a parent of an incoming college freshman or a college freshman yourself, you understand the same feelings: packing for college can feel overwhelming. If you are about to head off to college at a university or college that is far enough from home that you won’t be able to make a quick trip home for any essentials that were forgotten, it can be confusing to figure out what to pack, how to pack it, and how not to forget anything.

Heat Exhaustion In Children: In The Car

| Blog.

It’s been a long hot summer. Although we are certainly grateful for the warm weather and long summer nights of relaxation and fun times, there are always little bumps in the road. Surely you have heard stories about heat stroke and how dangerous it can be – especially for the young children and elderly.