What is Garage keepers Liability?

| Auto insurance, Business Insurance, Garage Insurance, Insurance education.

Anyone in the business of repairing, servicing, towing, storing, washing or otherwise working on automobiles has likely heard of garage keepers liability coverage. Garage keepers liability is often confused with “garage liability”. In reality, garage liability and garage keepers liability are two very different elements of the insurance coverage needed by an auto repair or service… Read more »

Nevada construction insurance for all types of contractors

| Bonding, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Contract Surety, General Liability Insurance, Surety Bonds, Workers Compensation Insurance, Workers Compensation Rating.

Construction work in a is showing signs of life in Nevada.   A quick drive around Las Vegas shows that residential construction is picking up, with new developments popping up in nearly all parts of the valley.  Even commercial construction, which has been stagnant for several years, is slowly showing signs of recovery.  With all that… Read more »

Your Small Business Needs Cyber Liability Insurance

| Business Insurance, Data Breach, Uncategorized.

Do you think data breaches only happen to large companies?  Think again.   The headlines are filled with stories of huge data breaches affecting thousands of people.   But the often untold stories are the hundreds of small businesses that suffer a data breach every year.  The truth is, your small business needs cyber liability… Read more »

Need a business insurance agent in Las Vegas? Call Safeguard!

| Business Insurance.

We know business insurance.  Since 1998 we have provided business insurance to thousands of local companies large and small.  If you are looking for a business insurance agent in Las Vegas, Safeguard is right choice. That fact is not every Las Vegas insurance agency should be selling business insurance.  No two companies are alike.  Business… Read more »

When is Nevada commercial auto insurance the right choice?

| Business Insurance, Commercial Auto Insurance.

Nearly two years ago Safeguard Insurance posted a blog article entitled “When is commercial auto insurance not the right choice?”  It was written in response to inquiries from several agency customers that thought a commercial auto insurance policy would provide better coverage and better pricing.  The article outlined the reasons why moving a personal use auto… Read more »

The importance of insurance to value

| Business Income, Business Insurance, Commercial Property Insurance, Home Insurance, Homeowners Insurance, Landlord Insurance.

Insurance to value, abbreviated as ITV, is an important concept in the world of property insurance.   It applies equally to personal insurance and business insurance.  Essentially, any insurance that is covering something tangibile like a home, renter contents, commercial building, business inventory or even business income, needs to have adequate insurance to value. What… Read more »

Thinking about a commercial umbrella policy?

| Business Insurance, Commercial Auto Insurance, Commercial Umbrella, Excess liability, Umbrella Liability, Workers Compensation Rating.

Have you been thinking about a commercial umbrella policy for your business?   We truly hope you don’t spend your waking hours thinking about business insurance.  Thinking about insurance is our job, and we would be remiss if we did not mention the importance of a commercial umbrella. An umbrella policy provides a secondary layer of liability coverage.  … Read more »

Small Business Needs Cyber Liability Coverage

| Business Insurance, Data Breach, Technology Insurance.

Cyber threats are very real and very scary. Sony Entertainment is the latest victim of a large-scale cyber attack. This cyber attack might be the largest in US history and will cost Sony millions in lost revenue and litigation.  Fortunately, Sony was wise enough to purchase a $60M cyber liability and data breach insurance policy…. Read more »

Nevada commercial landlord insurance

| Business Income, Business Insurance, Commercial Property Insurance, Insurance education, Landlord Insurance.

Do you own commercial real estate in Las Vegas or any other city in Nevada?  Do you rent that property to others?  If so, you need Nevada commercial landlord insurance.   The experts at Safeguard Insurance have been providing insurance for commercial property owners since 1998.   We understand the coverage you need to protect your investment… Read more »

Affordable Nevada Business Insurance

| Blog, Business Insurance, General Liability Insurance, Workers Compensation Insurance, Workers Compensation Rating.

Nevada has a well deserved reputation for being business friendly.  We have relatively low taxes, especially compared to California.   Our regulatory environment is very pro-business.  And, finding affordable business insurance in Nevada is easy.   We have among the lowest workers compensation rates in the country.  Plus, the lack of natural disasters in Nevada makes our commercial… Read more »