Business insurance from a local agent

| Agency Customers, Business Insurance, Health Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Renters Insurance.

At Safeguard Insurance we love small business.   We are a small business – family owned an operated since 1998.   We have provided business insurance to hundreds of local companies, small and large, in dozens of different industries.   We believe in the philosophy of supporting our local community by buying from local companies. Along those lines, we also… Read more »

Nevada Lessors Risk Insurance

| Business Income, Business Insurance, Commercial Property Insurance, General Liability Insurance, Insurance education, Landlord Insurance.

Nevada Lessors risk insurance, also called commercial landlord insurance, is a specialized insurance policy provided to owners of office, retail, industrial and other tenant occupied commercial buildings.  These policies are designed to cover the exposures faced by a landlord including fire, vandalism and other damage to the buildings and premises liability claims. Owning a commercial… Read more »

Nevada Workers Compensation Laws

| Business Insurance, Insurance education, Workers Compensation Insurance, Workers Compensation Rating.

If you have a business that operates in Nevada and has workers that meet the definition of employees, you are required to purchase workers compensation insurance. Nevada is not unique in this regard. In fact, all 50 states have industrial insurance requirements to protect workers from injuries while on-the-job. The various rules, regulations, and statutes… Read more »

Looking for Nevada auto dealer insurance? Call us first!

| Business Insurance, Uncategorized.

Looking for Nevada auto dealer insurance? You’ve come to the right place! Since 1998, the insurance professionals at Safeguard Insurance have provided affordable auto dealer insurance in Nevada. Auto dealers required very specialized insurance coverage that meets specific DMV requirements and also protects the dealer from potential losses related to the operation of vehicles.  If… Read more »

Understanding the Certificate of Insurance

| Additional Insured, Business Insurance, Contractor insurance, General Liability Insurance, Insurance education, Workers Compensation Insurance.

Business insurance policyholders are commonly asked to provide a certificate of insurance to a 3rd party. Typical requestors include a landlord, finance or leasing company, government entity, or as part of a construction agreement. While commonly requested, the purpose of insurance certificates is often a mystery to policyholders. What is a certificate of insurance? A… Read more »

Affordable Bar & Tavern Insurance

| Business Insurance.

Nevada’s business friendly environment and favorable liquor liability law make it a great place to own and operate a bar or tavern.   Along with a good location and a great business plan, consider buying the best bar & tavern insurance available.  At Safeguard Insurance, we are experts at providing bar & tavern owners with comprehensive insurance at surprisingly affordable rates…. Read more »

We Understand Restaurant Insurance

| Business Insurance.

Let’s not mince words – the restaurant business is tough.  Studies show that up to 80% of all new restaurants fail in the first 5 years.  There are many reasons why including poor location, complicated menu and customer service.   A poorly designed restaurant insurance policy can also leave a restaurant owner exposed to unnecessary risk and uncovered losses.  At… Read more »

Small business may have a greater risk of Data Breach!

| Business Insurance, Data Breach, Uncategorized.

Small business owners are often so busy just running their company, they may not consider the devastating consequences of a data breach.   Or, they may think that they are a small target and that cyber criminals are looking for bigger fish.  The reality is scary: small businesses are likely at greater risk for data breach… Read more »

Business Insurance That Fits Like a Glove

| Business Insurance.

There are no two businesses that do things the exact same way.  Even within the same industry, business owners develop their own procedures, policies and company culture.   It is this diversity of operations that makes our free markets work – the best run companies survive and thrive.   Likewise, business insurance programs should always… Read more »

Understanding NV Workers Compensation Rates

| Business Insurance, Workers Compensation Rating.

Employers in Nevada are fortunate to have workers compensation rates that are among the lowest in the country, especially compared to California and other western states.    Nevada also has a vibrant workers compensation market with dozens of large insurance carriers competing for business.  Despite this, workers compensation is often one of the most expensive and… Read more »

Employee Injuries and the Course and Scope Rule

| Business Insurance, Insurance Claims, Insurance education, Risk Management, Workers Compensation Insurance.

At some point, nearly every employer will have an employee report an injury and seek treatment under a workers compensation policy. Every US state has “industrial insurance” or workers compensation laws that define the benefits payable to the injured worker (NRS 616 in Nevada). While the benefits afforded to an injured worker can vary between jurisdictions, there is… Read more »

Protect your Company with Las Vegas Business Insurance

| Business Insurance, Workers Compensation Rating.

Nevada has a well-deserved reputation for being a business friendly State.  Our relatively low tax structure and legal protections make us a haven for corporations located inside and outside of the State.   Just a few decades ago,  Las Vegas’s industry centered around gaming, tourism, and construction.  Today, our economy is much more diversified including tech and… Read more »