The Right Party Bus Insurance

| Commercial Auto Insurance.

Whether you are a new party bus operator or have been in business for several years, the professionals at Safeguard Insurance can help you find the right party bus insurance. Our product specialist, Cheston Williams, has been in the insurance industry for over 8 years and writes party bus insurance in Nevada, California, Texas, Utah,… Read more »

Hired Auto Claims

| Commercial Auto Insurance, Insurance education.

Even if your business does not own or operate vehicles, you could be pulled into hired auto claims by the negligence of others. The following is an example of real claim scenario that one of our contractor clients faced recently, and a reminder of why you should consider carrying hired and non-owned auto liability. What… Read more »

Tow Truck Insurance Coverage Basics

| Business Insurance, Commercial Auto Insurance, Tow Truck Insurance.

Like many industries, tow truck operators have very specific insurance needs. To protect your towing business, it is important you understand tow truck insurance coverage basics including the specialized policies you need. Here are 3 types of insurance coverage important for towing service operators: On-Hook Coverage and Cargo Coverage While technically these are two different… Read more »

Manufacturing Insurance

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Products Liability, Workers Compensation Insurance.

Any business that makes products intended for use by others needs manufacturing insurance. This is not one policy, but rather a tailored portfolio of coverage that addresses the insurance needs of manufacturing. The team at Safeguard Insurance has been providing manufacturing insurance coverage for nearly 20 years.  We have the markets and experience to provide… Read more »

Affordable Commercial Auto Insurance

| Business Insurance, Commercial Auto Insurance, Risk Management.

Business use vehicles can be expensive to own and operate. Between the cost of fuel, routine upkeep, and the occasional major repair, the cost to a business can be substantial.  Here are some tips to finding affordable commercial auto insurance that will help reduce the cost to your business: Prescreen drivers. Before you even consider… Read more »

Business Insurance Tips

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Workers Compensation Insurance.

Many business owners want to buy an insurance policy and never think about again. We understand you have better things to focus your time on, so here are some business insurance tips to make sure you have the right coverage to protect your operation. Buy adequate property insurance coverage. Many property insurance policies contain a co-insurance… Read more »

Insurance for the Pest Control Industry

| Agency Customers, Business Insurance, Commercial Auto Insurance, Pest Control Insurance.

With over $7 billion in total service revenue and growing, the pest control industry represents a great opportunity for a hard working entrepeneur.  Pest control operators have the ability to own and run their own business and compete in an industry with growing demand.    Starting an extermination business in Nevada requires prior experience, passing… Read more »

Commercial Auto Insurance Coverage Symbols

| Auto insurance, Business Insurance, Commercial Auto Insurance.

Commercial auto insurance coverage symbols can be confusing, especially when the explanation of those symbols is buried deep in the policy verbiage.   Many business owners assume that a commercial auto policy offers coverage that is broader than a personal auto policy. Unfortunately, this is generally not the case. By using coverage symbols (which are… Read more »

General Liability: The Foundation of Construction Insurance

| Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Contractor insurance.

A solid foundation is the start of every construction project.    With the proper footings and reinforcement, a well-engineered foundation can support the weight of a building for many decades.  Construction insurance, likewise, needs a foundational coverage that protects your contracting operation from liability claims.   General liability is the foundation of contractor insurance coverage. What is… Read more »

Nevada construction insurance for all types of contractors

| Bonding, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Contract Surety, General Liability Insurance, Surety Bonds, Workers Compensation Insurance, Workers Compensation Rating.

Construction work in a is showing signs of life in Nevada.   A quick drive around Las Vegas shows that residential construction is picking up, with new developments popping up in nearly all parts of the valley.  Even commercial construction, which has been stagnant for several years, is slowly showing signs of recovery.  With all that… Read more »

When is Nevada commercial auto insurance the right choice?

| Business Insurance, Commercial Auto Insurance.

Nearly two years ago Safeguard Insurance posted a blog article entitled “When is commercial auto insurance not the right choice?”  It was written in response to inquiries from several agency customers that thought a commercial auto insurance policy would provide better coverage and better pricing.  The article outlined the reasons why moving a personal use auto… Read more »