5 Preventable Homeowners Insurance Claims

| Condominium Insurance, Home Insurance, Insurance Claims, Renters Insurance.

Even with the best home, condo, or renters insurance filing a claim is never an enjoyable experience. At Safeguard Insurance our goal is to make sure your claim is handled fairly and promptly. However, we would rather avoid the entire process if possible. With that in mind, here are 5 preventable homeowners insurance claims and what… Read more »

Loss Assessment Coverage

| Agency Customers, Condominium Insurance, Home Insurance, Homeowners Insurance, Insurance Claims, Insurance education.

Nearly 25% of American homeowners live in some sort of managed community such as a homeowner association, condo association, or cooperative.  While there are certainly many benefits of living in a managed community, there are a few pitfalls to be aware of.  One of those pitfalls is the right of the association to assess the… Read more »

Auto Insurance Savings – A New Years Resolution

| Auto insurance, Condominium Insurance, Renters Insurance.

The New Year is nearly upon us and that means time for reflection and resolutions.  Might we suggest a New Years Resolution that will have a real impact on your wallet:   find auto insurance savings by calling Safeguard Insurance today.   As an Independent Agent, we provide consumers with real choice.   We work with… Read more »

Personal Umbrella Policy: Because Bad Stuff Happens

| Auto insurance, Condominium Insurance, Homeowners Insurance, Insurance education, Personal Umbrella Insurance.

Most of the time life is fairly uncomplicated.   We work, we have hobbies, we take a vacation now and then and generally just enjoy the day-to-day.  Occasionally, however, something bad happens.  The kind of bad stuff that can lead to lawsuits.  It could be related to your hobby – think of a boating accident in… Read more »

Why You Should Read Your Insurance Policy

| Auto insurance, Business Insurance, Condominium Insurance, Earthquake Insurance, Flood Insurance, Garage Insurance, General Liability Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Renters Insurance, Risk Management, Workers Compensation Insurance.

An insurance policy is nothing more than a contract between you, the policyholder, and the insurance company.   Because the insurer develops the policy verbiage and structure, insurance contracts are considered “contracts of adhesion“.   This means the policyholder has almost no ability to modify the language of the contract.  It does not mean, however, that you should… Read more »

5 Coverages Every Condo Unit Owner Should Buy

| Condominium Insurance.

There has never been a better time to buy a condominium in the Las Vegas area.  Prices are affordable and we have a great selection of both high-rise and low-rise developments.   Condo owners need to understand the insurance provided to them by the assocation and what type of coverage they should buy to protect their own interests.  Read on to learn what coverage unit owners should purchase. 

Condo Unit Owners Insurance: Coverage That Begins Where The HOA Ends

| Condominium Insurance, Homeowners Insurance, Insurance education.

Living in a condominium has many advantages.  In exchange for paying association fees, the unit owner is not burdened with exterior maintenance of the building or common areas.   Also, many condominium developments offer fantastic amenities such as playgrounds, workout rooms, and swimming pools all conveniently located on the property.    Plus, the depressed housing market in Las Vegas… Read more »