Some of the best advice we give our customers about home insurance is to avoid filing small claims. Insurance company underwriters get nervous about claim frequency – meaning policies with multiple claims, especially if they filed in a short period of time. Multiple claims, even with a small payout, will adversely affect home insurance rates… Read more »
Your Las Vegas Acuity Insurance Agent
Safeguard Insurance is an independent insurance agency. That means we work with many insurance companies to find you the right coverage for your auto insurance, home insurance, business insurance, or life insurance needs. Although we are proud to represent many A-rated and reputable insurance providers, one of our favorites is Acuity, a Mutual Insurance Company. Safeguard… Read more »
The Importance of Loss Assessment Coverage
When you purchase a home, condo, or townhome with an association you also become an owner in the association and any common areas. If your community has 100 homes, then you would typically own 1/100th of the association. Likewise, you are also are responsible for 1/100th of the liabilities of the association. For example, if a… Read more »
What does home insurance cover?
Home insurance is one of those policies most people buy and forget about it. It is often paid by a mortgage company and the frequency of claims is low, especially when compared to car insurance. However, home insurance is a complicated insurance policy that protects one of your largest assets. So, what exactly does home insurance cover?… Read more »
Spring Clean Your Insurance Policies
When was the last time you pulled our your insurance policies, dusted them off, and read cover to cover? If you are like most consumers the answer is probably never and that means it is time to spring clean your insurance policies. Insurance, whether for your personal or business needs, is never meant to be… Read more »
Fast Claim Settlement Tips
Insurance claims are never fun. However, if something bad happens our goal is to make sure you are treated fairly and your claim is handled promptly. To ensure that, here are 5 tips for a fast claim settlement that should help the process go smoothly. Report the incident quickly. The sooner you file the claim,… Read more »
5 Preventable Homeowners Insurance Claims
Even with the best home, condo, or renters insurance filing a claim is never an enjoyable experience. At Safeguard Insurance our goal is to make sure your claim is handled fairly and promptly. However, we would rather avoid the entire process if possible. With that in mind, here are 5 preventable homeowners insurance claims and what… Read more »
Update Your Home Without Emptying Your Wallet
Update Your Home Without Emptying Your Wallet Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Las Vegas? But, they can! To spruce up your home on a budget, check out these five ideas for projects that yield maximum results with minimal effort and cost: Paint: All you need… Read more »
Claims Covered By Home Insurance
Homeowners insurance is a remarkably broad insurance policy that provides coverage for structures, contents, loss of use, and personal liability. Most policyholders understand that loss such as fire, wind, and water damage are typically covered. But, that is just the tip of the proverbial iceberg when it comes to claims that are potentially covered. Here… Read more »
New home buyer tips
Buying your first home, condo, or townhome can be an exciting moment. However, dealing with the paperwork to buy the home, obtain a loan, and secure home insurance can also be stressful. Here are a few new home buyer tips to help the process go smoothly. Work with an experienced realtor. An experienced realtor will… Read more »
Loss Assessment Coverage
Nearly 25% of American homeowners live in some sort of managed community such as a homeowner association, condo association, or cooperative. While there are certainly many benefits of living in a managed community, there are a few pitfalls to be aware of. One of those pitfalls is the right of the association to assess the… Read more »
Keep a Home Inventory Checklist for Your Belongings
For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a home inventory can be a large task, but taking the time to do so… Read more »