Three Ways to Protect Your Home Before You Leave on a Vacation

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims.

Ah, summer. A time where we enjoy the great outdoors and most often take our vacation for the year. Whether you’re traveling close to home on a short camping trip or headed off to Europe with the drones of other tourists, keeping your home safe while you’re away can be as simple as not doing… Read more »

How to Lower Your Risk of a Dog Bite Claim

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims, Personal Umbrella Insurance, Umbrella Liability.

According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an… Read more »

Understanding Holiday Party Risks

| Business Insurance, Home Safety Tips, Insurance Claims, Risk Management, Special Event Insurance.

‘Tis the season for gift giving, sleigh rides and holiday parties.  With those parties comes a degree of risk for the host and our obligatory blog posting about how to prevent injury and insurance claims. Liquor Liability Some states hold hosts liable for intoxicated guests that cause injury or property damage after leaving the event.   Nevada, in… Read more »

Nevada Earthquake Insurance

| Earthquake Insurance, Flood Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims, Insurance education.

The recent earthquakes in Colorado and Virginia were an eye-opener for many of our customers.   We have had several calls from concerned policyholders wondering about the possibility of an earthquake in the Las Vegas area.   We don’t normally associate earthquakes with Las Vegas, but you should know that most of Nevada, including Clark County, is considered… Read more »

Take a Home Inventory!

| Home Safety Tips, Homeowners Insurance, Insurance Claims, Insurance education.

Imagine for a moment that your home catches on fire and is completely destroyed. The house and all your personal possessions are either burned or a soggy wet mess. Think it will never happen to you?   We certainly hope so too, but this scenario does happen and far too often. To protect yourself, take a home inventory! A Devastating Fire… Read more »

The National Flood Insurance Program

| Flood Insurance, Home Safety Tips, Homeowners Insurance, Insurance education.

The recent flooding along the usually tame Virgin River was an awesome display of the power and unpredictability of moving water.   Several towns in Southern Utah, Nevada, and the Arizona Strip were evacuated and video footage of homes being washed away made the national news.  As I watched the news footage, I could not help but think about… Read more »