Home Insurance Buying Tips

| Home Insurance, Homeowners Insurance.

Your home is probably one of the largest investments you will ever make. But it is also so much more than that. Home is where families grow up together, couples grow old together, and where memories are made. Our homes are filled with valuable possessions and cherished mementos. And, increasingly, home is also where we… Read more »

The Importance of Loss Assessment Coverage

| Home Insurance, Homeowners Insurance, Insurance Claims, Loss Assessment Coverage.

When you purchase a home, condo, or townhome with an association you also become an owner in the association and any common areas.  If your community has 100 homes, then you would typically own 1/100th of the association.  Likewise, you are also are responsible for 1/100th of the liabilities of the association.  For example, if a… Read more »

What does home insurance cover?

| Home Insurance, Homeowners Insurance, Renters Insurance.

Home insurance is one of those policies most people buy and forget about it. It is often paid by a mortgage company and the frequency of claims is low, especially when compared to car insurance. However, home insurance is a complicated insurance policy that protects one of your largest assets. So, what exactly does home insurance cover?… Read more »

Fast Claim Settlement Tips

| Auto insurance, Fire Insurance, Home Insurance, Homeowners Insurance, Insurance Claims, Insurance education.

Insurance claims are never fun. However, if something bad happens our goal is to make sure you are treated fairly and your claim is handled promptly.  To ensure that, here are 5 tips for a fast claim settlement that should help the process go smoothly. Report the incident quickly. The sooner you file the claim,… Read more »

Update Your Home Without Emptying Your Wallet

| Home Insurance, Homeowners Insurance.

Update Your Home Without Emptying Your Wallet  Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Las Vegas? But, they can! To spruce up your home on a budget, check out these five ideas for projects that yield maximum results with minimal effort and cost: Paint: All you need… Read more »

New home buyer tips

| Agency Customers, Home Insurance, Homeowners Insurance, Insurance education.

Buying your first home, condo, or townhome can be an exciting moment. However, dealing with the paperwork to buy the home, obtain a loan, and secure home insurance can also be stressful.  Here are a few new home buyer tips to help the process go smoothly. Work with an experienced realtor. An experienced realtor will… Read more »

Loss Assessment Coverage

| Agency Customers, Condominium Insurance, Home Insurance, Homeowners Insurance, Insurance Claims, Insurance education.

Nearly 25% of American homeowners live in some sort of managed community such as a homeowner association, condo association, or cooperative.  While there are certainly many benefits of living in a managed community, there are a few pitfalls to be aware of.  One of those pitfalls is the right of the association to assess the… Read more »

3 Questions To Ask Your Insurance Agent

| Auto insurance, Business Insurance, Health Insurance, Home Insurance, Homeowners Insurance, Life Insurance, Motorcycle Insurance.

When considering switching your Las Vegas auto or home insurance, you should not only compare prices, but also understand the products and services offered by your new insurance agent. Here are 3 questions to ask your insurance agent before you buy a new insurance policy: Are all of your insurance carriers “A” rated and how… Read more »