The best advice we give our customers about home insurance is to avoid filing small claims. Insurance company underwriters get nervous about claim frequency – meaning policies with multiple claims, especially if they filed in a short period of time. Multiple claims, even with a small payout, will adversely affect home insurance rates and may… Read more »
The Importance of Loss Assessment Coverage
When you purchase a home, condo, or townhome with an association you also become an owner in the association and any common areas. If your community has 100 homes, then you would typically own 1/100th of the association. Likewise, you are also are responsible for 1/100th of the liabilities of the association. For example, if a… Read more »
What does home insurance cover?
Home insurance is one of those policies most people buy and forget about it. It is often paid by a mortgage company and the frequency of claims is low, especially when compared to car insurance. However, home insurance is a complicated insurance policy that protects one of your largest assets. So, what exactly does home insurance cover?… Read more »
Fast Claim Settlement Tips
Insurance claims are never fun. However, if something bad happens our goal is to make sure you are treated fairly and your claim is handled promptly. To ensure that, here are 5 tips for a fast claim settlement that should help the process go smoothly. Report the incident quickly. The sooner you file the claim,… Read more »
Update Your Home Without Emptying Your Wallet
Update Your Home Without Emptying Your Wallet Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Las Vegas? But, they can! To spruce up your home on a budget, check out these five ideas for projects that yield maximum results with minimal effort and cost: Paint: All you need… Read more »
New home buyer tips
Buying your first home, condo, or townhome can be an exciting moment. However, dealing with the paperwork to buy the home, obtain a loan, and secure home insurance can also be stressful. Here are a few new home buyer tips to help the process go smoothly. Work with an experienced realtor. An experienced realtor will… Read more »
Loss Assessment Coverage
Nearly 25% of American homeowners live in some sort of managed community such as a homeowner association, condo association, or cooperative. While there are certainly many benefits of living in a managed community, there are a few pitfalls to be aware of. One of those pitfalls is the right of the association to assess the… Read more »
Keep a Home Inventory Checklist for Your Belongings
For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a home inventory can be a large task, but taking the time to do so… Read more »
3 Questions To Ask Your Insurance Agent
When considering switching your Las Vegas auto or home insurance, you should not only compare prices, but also understand the products and services offered by your new insurance agent. Here are 3 questions to ask your insurance agent before you buy a new insurance policy: Are all of your insurance carriers “A” rated and how… Read more »
Know What Your Renters Insurance in Las Vegas Covers
Renters Insurance Policies Help Protect More Than Just Your Personal Items If you’re like 2 out of every 3 renters who rent a home, apartment or other dwelling, you don’t carry a renters insurance policy. The reason for not carrying renters insurance varies, but it is important to understand that your landlord is not responsible… Read more »
Tips on Keeping Your Home Claims-Free By Using Technology
We touched a couple weeks back on how simple pieces of technology can keep your home safe from burglary. Well, wouldn’t it be great if technology could help us avoid other claims like water damage, fire & freezing damage? It is! Technology for the home has taken huge steps in the past 5 years. In… Read more »
Three Ways to Protect Your Home Before You Leave on a Vacation
Ah, summer. A time where we enjoy the great outdoors and most often take our vacation for the year. Whether you’re traveling close to home on a short camping trip or headed off to Europe with the drones of other tourists, keeping your home safe while you’re away can be as simple as not doing… Read more »