Property Insurance Cause of Loss Form

| Business Insurance, Commercial Property Insurance, Insurance Claims, Insurance education, Landlord Insurance, Uncategorized.

Attached to every commercial property insurance policy is a cause of loss form that determines which perils are covered and which are not. There are 3 forms in common use: basic form (CP1010), broad form (CP1020), and special form (CP1030). It is critical that a policyholder understands the property insurance cause of loss form attached to their policy… Read more »

Affordable Rental Property Insurance

| Landlord Insurance, Rental Property Insurance.

Owning rental property can be a great investment. To help you manage expenses, you need affordable rental property insurance. Fortunately, at Safeguard Insurance we have been working with landlords for nearly 20 years and can help you find the right rental property insurance, at the right price. Landlords should remember that homeowner insurance is not… Read more »

Landlord Additional Insured Endorsement

| Additional Insured, General Liability Insurance, Landlord Insurance.

Landlords and building owners commonly require tenants to name them as additional insured. The landlord additional insured endorsement, along with the lease indemnity agreement, is designed to protect the building owner from liability claims that result from the tenant’s activities. The standard additional insured endorsement commonly issued to landlords (ISO CG2011) has recently been revised…. Read more »

Landlord Insurance Basics

| Landlord Insurance, Uncategorized.

Owning rental property can be hugely rewarding, especially in a market like Las Vegas where real estate is still affordable and rents are stable.   However, owning rental property also carries a degree of risk, some of which can be managed by purchasing the proper landlord insurance.   If you own rental property, here are… Read more »

We Make Landlord Insurance Simple

| Insurance education, Landlord Insurance.

Owning rental property can be financially rewarding.  It can also be a headache dealing with numerous problems.  The last thing you need to worry about is your landlord insurance policies.  At Safeguard, we make landlord insurance simple.  Since 1998 we’ve provided landlord insurance to hundreds of rental properties owners in Las Vegas and other parts… Read more »

The importance of insurance to value

| Business Income, Business Insurance, Commercial Property Insurance, Home Insurance, Homeowners Insurance, Landlord Insurance.

Insurance to value, abbreviated as ITV, is an important concept in the world of property insurance.   It applies equally to personal insurance and business insurance.  Essentially, any insurance that is covering something tangibile like a home, renter contents, commercial building, business inventory or even business income, needs to have adequate insurance to value. What… Read more »

Nevada commercial landlord insurance

| Business Income, Business Insurance, Commercial Property Insurance, Insurance education, Landlord Insurance.

Do you own commercial real estate in Las Vegas or any other city in Nevada?  Do you rent that property to others?  If so, you need Nevada commercial landlord insurance.   The experts at Safeguard Insurance have been providing insurance for commercial property owners since 1998.   We understand the coverage you need to protect your investment… Read more »

Nevada Lessors Risk Insurance

| Business Income, Business Insurance, Commercial Property Insurance, General Liability Insurance, Insurance education, Landlord Insurance.

Nevada Lessors risk insurance, also called commercial landlord insurance, is a specialized insurance policy provided to owners of office, retail, industrial and other tenant occupied commercial buildings.  These policies are designed to cover the exposures faced by a landlord including fire, vandalism and other damage to the buildings and premises liability claims. Owning a commercial… Read more »

Business Income Insurance Coverage

| Business Income, Business Insurance, Insurance Claims, Insurance education, Landlord Insurance.

Business owners generally understand they need to purchase some type of property insurance to protect their tangible assets from a loss.   Stuff like inventory, displays, furniture, fixtures and equipment are at risk of loss or damage by fire, theft and host of other perils.  With the proper business insurance, replacing your business property after a… Read more »

Commercial Landlord Insurance Basics

| Business Insurance, Commercial Property Insurance, Insurance education, Landlord Insurance.

Commercial real estate can be a great investment opportunity, providing property owners with stable cash flow and steady equity growth.   Las Vegas, with our generally depressed real estate pricing, has numerous opportunities for a savvy investor to purchase prime commercial properties at very low prices.   To properly protect that investment, a landlord needs specialized commercial landlord insurance,… Read more »

Nevada Landlords: How To Find Quality Tenants

| Insurance education, Landlord Insurance.

For those of you out there who have the stomach to own and manage rental properties, you might find yourself wondering how to find good tenants.  All it takes is one bad experience to sour your taste for real estate investing.  Finding high-quality tenants for a residential rental property you own can be challenging and… Read more »