Spring Clean Your Insurance Policies

| Auto insurance, Business Insurance, Flood Insurance, Home Insurance, Personal Umbrella Insurance.

When was the last time you pulled our your insurance policies, dusted them off, and read cover to cover? If you are like most consumers the answer is probably never and that means it is time to spring clean your insurance policies. Insurance, whether for your personal or business needs, is never meant to be… Read more »

Consider a Personal Umbrella Policy

| Auto insurance, Home Insurance, Personal Umbrella Insurance, Umbrella Liability.

Bad things happen sometimes.   That’s why we buy insurance coverage for our cars and homes.  Occasionally, the bad thing that happens might be because of something you did wrong, like an at-fault auto accident or an injury that occurs on your property.   In that circumstance, you might be sued by the injured party…. Read more »

How to Lower Your Risk of a Dog Bite Claim

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims, Personal Umbrella Insurance, Umbrella Liability.

According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an… Read more »

Personal Umbrella Policy: Because Bad Stuff Happens

| Auto insurance, Condominium Insurance, Homeowners Insurance, Insurance education, Personal Umbrella Insurance.

Most of the time life is fairly uncomplicated.   We work, we have hobbies, we take a vacation now and then and generally just enjoy the day-to-day.  Occasionally, however, something bad happens.  The kind of bad stuff that can lead to lawsuits.  It could be related to your hobby – think of a boating accident in… Read more »