What does home insurance cover?

| Home Insurance, Homeowners Insurance, Renters Insurance.

Home insurance is one of those policies most people buy and forget about it. It is often paid by a mortgage company and the frequency of claims is low, especially when compared to car insurance. However, home insurance is a complicated insurance policy that protects one of your largest assets. So, what exactly does home insurance cover?… Read more »

5 Preventable Homeowners Insurance Claims

| Condominium Insurance, Home Insurance, Insurance Claims, Renters Insurance.

Even with the best home, condo, or renters insurance filing a claim is never an enjoyable experience. At Safeguard Insurance our goal is to make sure your claim is handled fairly and promptly. However, we would rather avoid the entire process if possible. With that in mind, here are 5 preventable homeowners insurance claims and what… Read more »

Auto Insurance Savings – A New Years Resolution

| Auto insurance, Condominium Insurance, Renters Insurance.

The New Year is nearly upon us and that means time for reflection and resolutions.  Might we suggest a New Years Resolution that will have a real impact on your wallet:   find auto insurance savings by calling Safeguard Insurance today.   As an Independent Agent, we provide consumers with real choice.   We work with… Read more »

Business insurance from a local agent

| Agency Customers, Business Insurance, Health Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Renters Insurance.

At Safeguard Insurance we love small business.   We are a small business – family owned an operated since 1998.   We have provided business insurance to hundreds of local companies, small and large, in dozens of different industries.   We believe in the philosophy of supporting our local community by buying from local companies. Along those lines, we also… Read more »

Why You Should Read Your Insurance Policy

| Auto insurance, Business Insurance, Condominium Insurance, Earthquake Insurance, Flood Insurance, Garage Insurance, General Liability Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Renters Insurance, Risk Management, Workers Compensation Insurance.

An insurance policy is nothing more than a contract between you, the policyholder, and the insurance company.   Because the insurer develops the policy verbiage and structure, insurance contracts are considered “contracts of adhesion“.   This means the policyholder has almost no ability to modify the language of the contract.  It does not mean, however, that you should… Read more »

Renters Insurance: Affordable Protection

| Homeowners Insurance, Insurance education, Renters Insurance.

It happens several times a year in Las Vegas:  an apartment complex catches on fire, dozens of residents are displaced, all their belongings are destroyed and only a few have purchased renters insurance. It is a tragic story that is repeated far too often and the solution is both simple and affordable: Las Vegas renters insurance…. Read more »