Auto insurance policies are made up of sections and categories of coverage. For example, we often break policies up into two main sections: liability and physical damage. Liability coverage pays for damage to a third-party, such as damage to the another persons vehicle or other property. Physical damage covers your property and is called first-party coverage. Collision… Read more »
Insuring Rented Vehicles
We are frequently asked whether a personal auto insurance policy automatically transfers coverage to a rental vehicle. Like many insurance related questions, there is a short answer and a longer, more complicated answer. The short answer is yes, physical damage coverage does transfer to a rental or “temporary replacement vehicle”. However, it is important that you understand how the… Read more »