Auto insurance extras worth buying

| Agency Customers, Auto insurance, Insurance Claims, Insurance education, Travel.

Auto insurance policies are made up of sections and categories of coverage.  For example, we often break policies up into two main sections:  liability and physical damage.   Liability coverage pays for damage to a third-party, such as damage to the another persons vehicle or other property.   Physical damage covers your property and is called first-party coverage.  Collision… Read more »

Insuring Rented Vehicles

| Auto insurance, Commercial Auto Insurance, Insurance education, Travel.

We are frequently asked whether a personal auto insurance policy automatically transfers coverage to a rental vehicle. Like many insurance related questions, there is a short answer and a longer, more complicated answer. The short answer is yes, physical damage coverage does transfer to a rental or “temporary replacement vehicle”. However, it is important that you understand how the… Read more »