Dogs and Umbrella Insurance

| Insurance education, Umbrella Liability.

Love Bites. Get Umbrella Coverage In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? And, what do dogs and umbrella insurance have to do with each other? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be… Read more »

Types of Contractor Insurance

| Agency Customers, Contractor insurance, General Liability Insurance, Insurance education, Risk Management, Umbrella Liability, Workers Compensation Insurance.

Contractors face a myriad of risks and require a customized business insurance program. There are many types of contractor insurance that should be considered. Fortunately, the professional agents at Safeguard Insurance have been working with contractors, large and small, for nearly 20 years. We can help contractors find the right insurance coverage, at the right… Read more »

Consider a Personal Umbrella Policy

| Auto insurance, Home Insurance, Personal Umbrella Insurance, Umbrella Liability.

Bad things happen sometimes.   That’s why we buy insurance coverage for our cars and homes.  Occasionally, the bad thing that happens might be because of something you did wrong, like an at-fault auto accident or an injury that occurs on your property.   In that circumstance, you might be sued by the injured party…. Read more »

How to Lower Your Risk of a Dog Bite Claim

| Blog, Home Insurance, Home Safety Tips, Homeowners Insurance, Insurance Claims, Personal Umbrella Insurance, Umbrella Liability.

According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that was excess over the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an… Read more »

Thinking about a commercial umbrella policy?

| Business Insurance, Commercial Auto Insurance, Commercial Umbrella, Excess liability, Umbrella Liability, Workers Compensation Rating.

Have you been thinking about a commercial umbrella policy for your business?   We truly hope you don’t spend your waking hours thinking about business insurance.  Thinking about insurance is our job, and we would be remiss if we did not mention the importance of a commercial umbrella. An umbrella policy provides a secondary layer of liability coverage.  … Read more »