Nevada construction insurance for all types of contractors

| Bonding, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Contract Surety, General Liability Insurance, Surety Bonds, Workers Compensation Insurance, Workers Compensation Rating.

Construction work in a is showing signs of life in Nevada.   A quick drive around Las Vegas shows that residential construction is picking up, with new developments popping up in nearly all parts of the valley.  Even commercial construction, which has been stagnant for several years, is slowly showing signs of recovery.  With all that… Read more »

Thinking about a commercial umbrella policy?

| Business Insurance, Commercial Auto Insurance, Commercial Umbrella, Excess liability, Umbrella Liability, Workers Compensation Rating.

Have you been thinking about a commercial umbrella policy for your business?   We truly hope you don’t spend your waking hours thinking about business insurance.  Thinking about insurance is our job, and we would be remiss if we did not mention the importance of a commercial umbrella. An umbrella policy provides a secondary layer of liability coverage.  … Read more »

Affordable Nevada Business Insurance

| Blog, Business Insurance, General Liability Insurance, Workers Compensation Insurance, Workers Compensation Rating.

Nevada has a well deserved reputation for being business friendly.  We have relatively low taxes, especially compared to California.   Our regulatory environment is very pro-business.  And, finding affordable business insurance in Nevada is easy.   We have among the lowest workers compensation rates in the country.  Plus, the lack of natural disasters in Nevada makes our commercial… Read more »

Tips to keep workers compensation premiums low

| Uncategorized, Workers Compensation Insurance, Workers Compensation Rating, Workplace Safety.

Workers compensation premiums can quickly become the single largest insurance policy for many types of business.   Companies in the service trades, construction or manufacturing pay relatively high rates for workers compensation insurance.   At Safeguard Insurance, we want to help you control the cost of your insurance.  Here are some tips to keep your workers compensation… Read more »

Nevada Workers Compensation Laws

| Business Insurance, Insurance education, Workers Compensation Insurance, Workers Compensation Rating.

If you have a business that operates in Nevada and has workers that meet the definition of employees, you are required to purchase workers compensation insurance. Nevada is not unique in this regard. In fact, all 50 states have industrial insurance requirements to protect workers from injuries while on-the-job. The various rules, regulations, and statutes… Read more »

Understanding NV Workers Compensation Rates

| Business Insurance, Workers Compensation Rating.

Employers in Nevada are fortunate to have workers compensation rates that are among the lowest in the country, especially compared to California and other western states.    Nevada also has a vibrant workers compensation market with dozens of large insurance carriers competing for business.  Despite this, workers compensation is often one of the most expensive and… Read more »

Protect your Company with Las Vegas Business Insurance

| Business Insurance, Workers Compensation Rating.

Nevada has a well-deserved reputation for being a business friendly State.  Our relatively low tax structure and legal protections make us a haven for corporations located inside and outside of the State.   Just a few decades ago,  Las Vegas’s industry centered around gaming, tourism, and construction.  Today, our economy is much more diversified including tech and… Read more »

Insurance that Fits Just Right

| Auto insurance, Business Insurance, Home Insurance, Life Insurance, Uncategorized, Workers Compensation Rating.

Insurance of all kinds, is a not a “one-size-fits-all” product.   Like a fine suit, it should be tailored to your individual needs and should change with your needs and lifestyle.   To protect you properly, you need insurance that fits just right.  At Safeguard Insurance, we like to think of ourselves as “insurance tailors”.   Instead of handing… Read more »

Safety Training for Your Nevada Business

| Business Insurance, Workers Compensation Rating, Workplace Safety.

Business owners, in all industries, should be diligent in providing a safe work environment for their employees.   To help you in this effort, the State of Nevada has an entire division devoted to jobsite safety training and consultation:  Nevada Safety Consultation and Training Section (SCATS).  The mission of SCATS is to help employers identify potential… Read more »

Workers Compensation Insurance and Independent Contractors

| Business Insurance, Workers Compensation Rating.

When talking to business owners in Las Vegas about workers compensation insurance, we often hear the comment, “all of my workers are independent contractors.  I don’t need to carry workers compensation insurance”. The reality is simply this:  your workers likely do not meet the definition of an independent contractor and you do need to provide workers… Read more »