When looking for insurance, there is no doubt that there are
many things on your mind. Take homeowners insurance, for instance. When a
person gets homeowners insurance, they are so focused on what the insurance does cover, they lose sight of what the
policy does not cover.
One of the most important things to know about your home
insurance policy is that it does not cover flood damage. This has been the case
since the 1968 decision to start the National Flood Insurance Program.
This means that if you want to make sure you are covered in
case of a flood, you need to talk to your insurer about separate Nevada insurance quotes.
There are also other things that your homeowners may not
- Collapse of a structure is sometimes not
covered, depending on what is included on the ‘additional coverages’ of your
- Freezing of plumbing is sometimes not included
if the building has been vacant for a specified period of time
- Dwellings under construction
- Mold, Fungus, and Wet Rot
Know that if you have any questions about what your specific
policy covers, you can always direct questions about your policies or get
additional Nevada insurance quotes by calling us anytime.