Home Based Business Insurance

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Home Based Business Insurance

In the interconnected world of 21st century, many jobs that required a commute to the office can be accomplished from the comfort of your home. Owning your own home-based business is the dream of many Americans and more than ever can be a viable option to a “traditional” business model. At Safeguard Insurance, we have seen an explosion in the number of small businesses in Las Vegas that are home-based. Fortunately, covering that business is simple and affordable with home-based business insurance.

Eligible Home Based Business Insurance Operations

Our home-based business insurance program is very flexible and will provide coverage to a wide variety of businesses. Examples of eligible operations include:

  • Artists & photographers,
  • Entertainers and DJ’s,
  • Website designers and computer programmers,
  • Mobile auto detailers,
  • Graphic artists and designers,
  • Interior decorators,
  • Mobile computer repair,
  • Personal trainers and image consultants,
  • Wedding, party and event planners,
  • Tax preparers and bookkeepers,
  • Writers and authors,
  • Videographer and editing services,
  • Wood refinishing and repair,
  • Inspection services,
  • Travel agents,
  • Financial planners,
  • And much more…

Home-based business owners need to purchase business insurance that covers the various exposure they face. Keep in mind that most homeowners insurance policies provide very little, if any, coverage for a business operated out of the house. Fortunately, we offer very affordable In-Home Business insurance policies from USLI Insurance Company. Prices for this type of insurance starts as low as $150 per year and includes a basic limit of property insurance and general liability. Optional coverage can include:

  • Increased limits of property insurance, up to $100,000
  • General liability coverage of up to $1M
  • EDP (computer equipment) of up to $25,000
  • Money & securities coverage up to $10,000 on premises and $5,000 off premises
  • Garagekeepers coverage
  • Identity fraud coverage

At Safeguard Insurance we can customize an in-home business policy for your specific needs and provide with service that exceeds your expectations. Contact us today for a no-obligation proposal for insurance on your home-based business!

Photo by Goran Ivos on Unsplash

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