What is the Definition of Renters Insurance?
Renters insurance is a form of homeowners insurance for those who choose to rent their place of residence. Whether you live in a condo, apartment, house, or duplex, renters insurance can protect your personal property and provide liability coverage.
Renters Insurance Personal Property & Liability Insurance
Do not make the mistake of assuming your landlord’s insurance will cover your personal property! Your landlord is NOT legally responsible for your property or liability claims brought against you.
What Does Renters Insurance Cover?
Renters insurance provides coverage for your personal property at whatever limit you choose. Personal property includes your furniture, clothing, electronics and any appliances that belong to you if they are damaged or stolen. You will be reimbursed for what these items cost to buy new, not their depreciated value. Also covered is loss of use which provides coverage for additional expenses you incur because of a covered loss. Examples include rent on a temporary residence such as a hotel and additional food expenses. Lastly, renters insurance provides personal liability coverage that protects you from bodily injury and property damage claims for which you are legally liable.
Renters Insurance Quotes
This is affordable insurance, with rates as low as $150 per year for a comprehensive policy that includes coverage for your contents and personal liability insurance. Why not consider packaging your renters and auto insurance together. The multi-policy discount might just save you an additional 10 to 20%!
Get an instant quote with up to 10 providers by clicking the button on this page. Or, call Safeguard Insurance at 702-638-0022 to discuss your insurance needs further. We are standing by to assist you.
Safeguard Insurance is located in Las Vegas NV. We are licensed to quote renters insurance in Nevada, Utah, Arizona, Colorado, Texas, California, Idaho, New Mexico, Washington, and Oregon. Contact us today!