Whether your property will be vacant for a few months or a few years, you need vacant property insurance from Safeguard Insurance. Since 1998, we have offered affordable vacant property insurance to hundreds of property owners.
About Vacant Property Insurance
It is important to understand that many standard homeowners, dwelling fire, and commercial property insurance does not cover losses caused by vandalism and water damage after a building has been vacant for over 30 days. To avoid a potential coverage gap, you should always purchase vacant property insurance anytime your building will be unoccupied more than 30 days.
As an independent agent, we work with several providers of vacant property insurance:
- Berkshire Hathaway
- American Modern
- Lloyds of London
We can offer short term policies for 3, 6, 9 or 12 months, depending on the expected term of the vacancy. In addition, the policy can be provided to the lienholder or mortgagee. The policy includes property coverage and premises liability and can be on a basic form cause-of-loss for a lower price, or an expanded special form that offers very broad coverage, including vandalism, at a slightly higher price.
In addition, we can provide builders risk coverage for property undergoing renovation. The builders risk policy can provide coverage for the existing structure or just the value of the renovations, depending on the total size of the project.
Get a Quote for Vacant Property Insurance
Call us at (702) 638-0022 or complete the form on this page to find out how we can provide you the right vacant property insurance, at the right price.
Safeguard Insurance is licensed to provide vacant building insurance in Nevada, Arizona, Utah, Idaho, New Mexico, California, and Oregon.