Property Damage Only Auto Accidents

| Auto insurance, Auto Safety, Uncategorized.

property damage only auto accidents

The Las Vegas Metropolitan Police Department has recently changed the way it handle property damage only auto accidents.   Effective immediately, a traffic officer will not be dispatched to investigate a non-injury accident.  What does this mean for residents of Las Vegas?   It is now your responsibility to exchange insurance and identification information with the other party.   It also means that in non-injury accidents no citation will be issued to the responsible party.   Without a police investigation, determining fault in the accident could become more difficult for the insurance company.

If you are involved in a property damage only auto accident we recommend you take the following steps:

  1. If safe to do so, stop your vehicle, turn on your hazard flashers and make initial contact with the other party.  If it is safe to do so, take initial pictures of the accident scene and the damage to both vehicles.
  2. If the vehicles are impeding traffic, coordinate with the other driver to move to a safer location.
  3. Exchange information with the other driver including driver license numbers, full names, addresses, vehicle make, model and license plate, and insurance carrier and policy numbers.   Use this Driver Information Exchange Form (we recommend you keep a copy in your vehicle).
  4. Obtain the name and phone number of any passengers and any independent witnesses to the accident.
  5. Document the entire incident on the official DMV SR-1 form (Report of Traffic Accident).   File this report with your insurance agent/company and the DMV.

If the other driver is uncooperative or unwilling to provide information, call the police immediately and advise the operator of your situation.   You should also call the police if either vehicle is undriveable and requires towing.

Please keep in mind that LVMPD will respond to a traffic accident where injuries are reported.   If any of the parties in the accident appear to have injuries, please contact the police immediately and request an officer be dispatched to investigate.

These new rules only apply to areas of Las Vegas and Clark County that are patroled by the Las Vegas Metropolitan Police Department.  Other juridictions, such as Henderson and North Las Vegas, are unaffected.

Should you have any questions about this change in LVMPD procedure and how it may affect your personal auto insurance or commercial auto insurance, please contact us at (702) 638-0022.

Additional Resources:

pdficon_large Driver Information Exchange Form
pdficon_large DMV SR-1 Report of Traffic Accident