Coverage Parts of an Auto Insurance Policy

| Auto insurance, Risk Management.

At Safeguard Insurance, we think it is critically important for our customers to understand what coverage is provided by their insurance policies before a claim occurs.   That is especially true of an auto insurance policy, which has many coverage parts and optional endorsements.   Let’s examine the various parts an auto insurance policy, in… Read more »

Can I be sued for more than my auto insurance liability limit?

| Auto insurance, Auto Safety.

Can I be sued for more than my auto insurance liability limit? This is a question we hear occasionally and the short answer is a resounding yes. We recently had a customer call our office to lower her auto insurance liability limits to the basic state minimum. Her reasoning was that she could not be… Read more »

Tips to Avoid a Car Accident

| Auto insurance, Auto Safety, Auto Safety Tips.

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Nothing can put a damper on someone’s day or life than a car accident,
especially a serious one. No matter how safe and advanced manufacturers build
cars, people will always be getting into accidents and collisions so the only
way for you to avoid being involved is being as safe as possible behind the
wheel.

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Personal Umbrella Policy: Because Bad Stuff Happens

| Auto insurance, Condominium Insurance, Homeowners Insurance, Insurance education, Personal Umbrella Insurance.

Most of the time life is fairly uncomplicated.   We work, we have hobbies, we take a vacation now and then and generally just enjoy the day-to-day.  Occasionally, however, something bad happens.  The kind of bad stuff that can lead to lawsuits.  It could be related to your hobby – think of a boating accident in… Read more »

Preventing The Rear-Ender

| Auto insurance, Insurance education.

My daily commute to our office on Warm Springs requires that I drive on a stretch of US95 currently undergoing an extensive lane widening project.   Like all such road construction projects, this one seems like it is taking far too long to complete.   Traffic was already heavy on this stretch of highway and now, with… Read more »