How to Save Money on Car Insurance Premiums for Teenage Drivers

| Auto insurance, Teen Drivers.

It’s a dreaded discussion that parents have with their insurance agent: How much is my teenage driver going to raise my auto insurance? According to teendriversource.org, motor vehicle crashes are the leading cause of death for U.S Teens. The risk of a car accident is higher among 16 to 19-year-old drivers versus any other age… Read more »

Have You Received a Non-Renewal On Your Auto Insurance?

| Auto insurance.

Have you received a non-renewal on your auto insurance?  It’s no secret that auto insurance rates in Nevada are some of the highest in the nation.  What most people don’t know is that the majority of auto insurance companies in Nevada have been struggling with profitability for some time.  When an insurance company is unprofitable… Read more »

Nevada DMV Fines

| Auto insurance.

Uninsured drivers are a huge problem on our nation’s roads.  Most states have laws that require registered vehicles to carry auto insurance at all times. This is known as compulsory auto insurance and is a public policy consideration that benefits all vehicle owners. Many times, drivers will purchase an insurance policy in order to register… Read more »

What is uninsured motorist coverage and why do I need it?

| Auto insurance.

Imagine you are hit by someone carrying the Nevada state minimum limits of $15,000 per person/$30,000 per accident. You are injured and miss an extended period -of -time from work. You have sustained lower back injuries that require doctor appointments, physical therapy for several months, lost income while at the appointments, in addition to chronic… Read more »

Auto Insurance Rates and Your Credit Score

| Auto insurance, Insurance education.

Did you know there is a correlation between auto insurance rates and your credit score? Many consumers are not aware that most auto insurance providers consider credit score when pricing your auto insurance. This practice is controversial and some states, specifically California, Hawaii and Massachusetts, have banned credit score use. However, in Nevada your credit… Read more »

Coverage Parts of an Auto Insurance Policy

| Auto insurance, Risk Management.

At Safeguard Insurance, we think it is critically important for our customers to understand what coverage is provided by their insurance policies before a claim occurs.   That is especially true of an auto insurance policy, which has many coverage parts and optional endorsements.   Let’s examine the various parts an auto insurance policy, in… Read more »