The Right Party Bus Insurance

| Commercial Auto Insurance.

Whether you are a new party bus operator or have been in business for several years, the professionals at Safeguard Insurance can help you find the right party bus insurance. Our product specialist, Cheston Williams, has been in the insurance industry for over 8 years and writes party bus insurance in Nevada, California, Texas, Utah,… Read more »

Hired Auto Claims

| Commercial Auto Insurance, Insurance education.

Even if your business does not own or operate vehicles, you could be pulled into hired auto claims by the negligence of others. The following is an example of real claim scenario that one of our contractor clients faced recently, and a reminder of why you should consider carrying hired and non-owned auto liability. What… Read more »

Handyman Insurance Tips

| Business Insurance, Insurance education.

Working as a handyman requires a wide variety of skills. From plumbing and electrical work to carpentry and drywall repairs, a handyman can do it all. Protecting your business requires the assistance of knowledgeable insurance partner, such as the professionals at Safeguard Insurance. Here are some helpful handyman insurance tips to make sure you have… Read more »

Types of Construction Insurance

| Business Insurance, Contractor insurance.

The construction industry is full of opportunities and risk. Managing the risk is critical to running a successful and profitable construction firm. An effective safety program is the first step in managing risk. A comprehensive insurance plan is the next step and is just as important. There are many types of construction insurance available to… Read more »

Affordable Commercial Auto Insurance

| Business Insurance, Commercial Auto Insurance, Risk Management.

Business use vehicles can be expensive to own and operate. Between the cost of fuel, routine upkeep, and the occasional major repair, the cost to a business can be substantial.  Here are some tips to finding affordable commercial auto insurance that will help reduce the cost to your business: Prescreen drivers. Before you even consider… Read more »

Commercial Auto Insurance Coverage Symbols

| Auto insurance, Business Insurance, Commercial Auto Insurance.

Commercial auto insurance coverage symbols can be confusing, especially when the explanation of those symbols is buried deep in the policy verbiage.   Many business owners assume that a commercial auto policy offers coverage that is broader than a personal auto policy. Unfortunately, this is generally not the case. By using coverage symbols (which are… Read more »

When is Nevada commercial auto insurance the right choice?

| Business Insurance, Commercial Auto Insurance.

Nearly two years ago Safeguard Insurance posted a blog article entitled “When is commercial auto insurance not the right choice?”  It was written in response to inquiries from several agency customers that thought a commercial auto insurance policy would provide better coverage and better pricing.  The article outlined the reasons why moving a personal use auto… Read more »

Thinking about a commercial umbrella policy?

| Business Insurance, Commercial Auto Insurance, Commercial Umbrella, Excess liability, Umbrella Liability, Workers Compensation Rating.

Have you been thinking about a commercial umbrella policy for your business?   We truly hope you don’t spend your waking hours thinking about business insurance.  Thinking about insurance is our job, and we would be remiss if we did not mention the importance of a commercial umbrella. An umbrella policy provides a secondary layer of liability coverage.  … Read more »

Understanding the Certificate of Insurance

| Additional Insured, Business Insurance, Contractor insurance, General Liability Insurance, Insurance education, Workers Compensation Insurance.

Business insurance policyholders are commonly asked to provide a certificate of insurance to a 3rd party. Typical requestors include a landlord, finance or leasing company, government entity, or as part of a construction agreement. While commonly requested, the purpose of insurance certificates is often a mystery to policyholders. What is a certificate of insurance? A… Read more »

When is Commercial Auto Insurance Not The Right Choice?

| Auto insurance, Business Insurance, Commercial Auto Insurance, Insurance education.

When is commercial auto insurance not the right choice? An internet search for reasons why you should buy commercial auto insurance will likely yield a long list of valid scenarios.  If your business model requires multiple vehicles and drivers and that employees carry tools or make sales calls, then a commercial auto insurance policy is… Read more »