Claims Covered By Home Insurance

| Home Insurance, Insurance education, Uncategorized.

Homeowners insurance is a remarkably broad insurance policy that provides coverage for structures, contents, loss of use, and personal liability. Most policyholders understand that loss such as fire, wind, and water damage are typically covered. But, that is just the tip of the proverbial iceberg when it comes to claims that are potentially covered.  Here… Read more »

New home buyer tips

| Agency Customers, Home Insurance, Homeowners Insurance, Insurance education.

Buying your first home, condo, or townhome can be an exciting moment. However, dealing with the paperwork to buy the home, obtain a loan, and secure home insurance can also be stressful.  Here are a few new home buyer tips to help the process go smoothly. Work with an experienced realtor. An experienced realtor will… Read more »

Market Value Versus Replacement Value

| Homeowners Insurance, Insurance education.

If you own a home in Las Vegas that was purchased before 2008, you have likely seen the value of your home fall dramatically.   At Safeguard Insurance, we hear from customers almost daily wondering why, if their home is now worth $150,000, are we insuring it for $275,000?   To answer this question, we need to dive deeper into… Read more »