Business Insurance Tips

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Workers Compensation Insurance.

Many business owners want to buy an insurance policy and never think about again. We understand you have better things to focus your time on, so here are some business insurance tips to make sure you have the right coverage to protect your operation. Buy adequate property insurance coverage. Many property insurance policies contain a co-insurance… Read more »

Is General Liability Insurance Enough?

| Business Insurance, General Liability Insurance, Risk Management, Workers Compensation Insurance.

Most business owners understand that they need to carry some type of insurance to protect their operations and assets.   One of the most commonly requested types of coverage is General Liability insurance (aka the CGL policy).  But, is general liability insurance enough? In simplistic terms, general liability provides coverage for bodily injury and property damage that… Read more »

What is Surplus Lines Insurance?

| Business Insurance, Insurance education, Risk Management.

The term “surplus lines insurance” or “excess and surplus” is industry jargon that refers to a secondary insurance market that often provides coverage other insurance carriers are unwilling to offer. To understand the surplus lines market, it is helpful to understand better how insurance is regulated by each State. Insurance Regulation Every US state has… Read more »