Business Insurance Tips

| Business Income, Business Insurance, Commercial Auto Insurance, Commercial Property Insurance, Workers Compensation Insurance.

Many business owners want to buy an insurance policy and never think about again. We understand you have better things to focus your time on, so here are some business insurance tips to make sure you have the right coverage to protect your operation. Buy adequate property insurance coverage. Many property insurance policies contain a co-insurance… Read more »

The importance of insurance to value

| Business Income, Business Insurance, Commercial Property Insurance, Home Insurance, Homeowners Insurance, Landlord Insurance.

Insurance to value, abbreviated as ITV, is an important concept in the world of property insurance.   It applies equally to personal insurance and business insurance.  Essentially, any insurance that is covering something tangibile like a home, renter contents, commercial building, business inventory or even business income, needs to have adequate insurance to value. What… Read more »

Cyber Liability and Data Breach Insurance

| Business Insurance, Data Breach, Insurance Claims, Insurance education, Risk Management.

Nearly every business collects information from their customers.  Some of that data is fairly innocuous – names, addresses, email address, etc.  However, other information is much more sensitive, such as credit card numbers, social security numbers, birth dates and other personal financial information.  In addition, information about new products, patents, trademarks or other intellectual property might… Read more »