Nevada Liquor Liability Laws

| Business Insurance, Liquor Liability Insurance.

Nevada is one of just a few States that protect servers of alcoholic beverages from civil liability.  Courts in Nevada have ruled that consumption of liquor, not the serving of liquor, is the proximate cause of alcohol-related damages. NRS 41.1305 reads as follows:     NRS 41.1305  Liability of person who serves, sells or furnishes alcoholic beverages for… Read more »

Affordable Bar & Tavern Insurance

| Business Insurance.

Nevada’s business friendly environment and favorable liquor liability law make it a great place to own and operate a bar or tavern.   Along with a good location and a great business plan, consider buying the best bar & tavern insurance available.  At Safeguard Insurance, we are experts at providing bar & tavern owners with comprehensive insurance at surprisingly affordable rates…. Read more »

Understanding Holiday Party Risks

| Business Insurance, Home Safety Tips, Insurance Claims, Risk Management, Special Event Insurance.

‘Tis the season for gift giving, sleigh rides and holiday parties.  With those parties comes a degree of risk for the host and our obligatory blog posting about how to prevent injury and insurance claims. Liquor Liability Some states hold hosts liable for intoxicated guests that cause injury or property damage after leaving the event.   Nevada, in… Read more »

Tips for Throwing the Best Cocktail Party

| Liquor Liability Insurance, Special Event Insurance.

Thinking about having guests over for a dinner party? There’s nothing
quite like inviting friends and acquaintances over for dinner and drinks to
your home, which is why you need to take the extra steps to make sure they have
a memorable time. If you’re looking for ways to make your dinner parties a more
pleasant experience, our insurance agency can show you how. 

Essential Insurance Coverage for Restaurants

| Business Insurance, Restaurant Insurance.

There are few business opportunities more potentially rewarding that owning a restaurant.  In the right market, with the right location and, of course, the right menu, a restaurant business has the potential to be very successful.   However, restaurant owners need to be keenly aware of the specialized insurance coverage needed to property protect their business from a devasting loss.  Read on to learn about the 5 types of coverage every restaurant should purchase.