Employee Injuries and the Course and Scope Rule

| Business Insurance, Insurance Claims, Insurance education, Risk Management, Workers Compensation Insurance.

At some point, nearly every employer will have an employee report an injury and seek treatment under a workers compensation policy. Every US state has “industrial insurance” or workers compensation laws that define the benefits payable to the injured worker (NRS 616 in Nevada). While the benefits afforded to an injured worker can vary between jurisdictions, there is… Read more »

The Insurance Claim Process

| Insurance Claims, Insurance education, Risk Management.

At some point in your life, you will be involved in the insurance claim process.   You might be a 3rd party claimant collecting from another person’s insurance company.  Or, a 1st party claimant seeking coverage from your own insurance policy.   Either way, there are some important tips that can help minimize the headaches and maximize your settlement:… Read more »