Business Income Insurance Coverage

| Business Income, Business Insurance, Insurance Claims, Insurance education, Landlord Insurance.

Business owners generally understand they need to purchase some type of property insurance to protect their tangible assets from a loss.   Stuff like inventory, displays, furniture, fixtures and equipment are at risk of loss or damage by fire, theft and host of other perils.  With the proper business insurance, replacing your business property after a… Read more »

What is Surplus Lines Insurance?

| Business Insurance, Insurance education, Risk Management.

The term “surplus lines insurance” or “excess and surplus” is industry jargon that refers to a secondary insurance market that often provides coverage other insurance carriers are unwilling to offer. To understand the surplus lines market, it is helpful to understand better how insurance is regulated by each State. Insurance Regulation Every US state has… Read more »

The Nevada Insurance Commissioner: A Consumer Friendly Watchdog

| Auto insurance, Business Insurance, Earthquake Insurance, Flood Insurance, General Liability Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Risk Management, Uncategorized, Workers Compensation Insurance.

Overall, most consumers are satisfied with their choice in insurance companies.   Studies by JD Power and other organizations (including the insurance companies themselves) show that about 94% of customers are happy with the outcome of a claim.   The insurance industry is very sensitive to public perception and works diligently to provide a positive claim and… Read more »