Why You Should Read Your Insurance Policy

| Auto insurance, Business Insurance, Condominium Insurance, Earthquake Insurance, Flood Insurance, Garage Insurance, General Liability Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Renters Insurance, Risk Management, Workers Compensation Insurance.

An insurance policy is nothing more than a contract between you, the policyholder, and the insurance company.   Because the insurer develops the policy verbiage and structure, insurance contracts are considered “contracts of adhesion“.   This means the policyholder has almost no ability to modify the language of the contract.  It does not mean, however, that you should… Read more »

The Nevada Insurance Commissioner: A Consumer Friendly Watchdog

| Auto insurance, Business Insurance, Earthquake Insurance, Flood Insurance, General Liability Insurance, Homeowners Insurance, Insurance Claims, Insurance education, Risk Management, Uncategorized, Workers Compensation Insurance.

Overall, most consumers are satisfied with their choice in insurance companies.   Studies by JD Power and other organizations (including the insurance companies themselves) show that about 94% of customers are happy with the outcome of a claim.   The insurance industry is very sensitive to public perception and works diligently to provide a positive claim and… Read more »

21st Century Insurance Coverage

| Auto insurance, Homeowners Insurance, Insurance education, Risk Management.

Welcome to the 21st century: the ever changing and evolving age of information and technology.   The way we communicate and interact with others has been revolutionized by social media and email.   Smartphones, tablet computers and wireless internet allows us to work anytime, anywhere.   Everything around us, from the cars we drive to the way we produce… Read more »