Buy auto insurance locally and save!

| Auto insurance.

We are an Independent Insurance agency, which means we are not employed by any one insurance company.  Instead, we represent many Nevada auto insurance providers including Safeco, Hartford, Travelers, Nationwide, Acuity, National General, MetLife and Progressive.   In about 10 minutes, you can visit our auto insurance page and run a comparative quote with up to 12… Read more »

Thinking about a commercial umbrella policy?

| Business Insurance, Commercial Auto Insurance, Commercial Umbrella, Excess liability, Umbrella Liability, Workers Compensation Rating.

Have you been thinking about a commercial umbrella policy for your business?   We truly hope you don’t spend your waking hours thinking about business insurance.  Thinking about insurance is our job, and we would be remiss if we did not mention the importance of a commercial umbrella. An umbrella policy provides a secondary layer of liability coverage.  … Read more »

Auto Insurance Savings – A New Years Resolution

| Auto insurance, Condominium Insurance, Renters Insurance.

The New Year is nearly upon us and that means time for reflection and resolutions.  Might we suggest a New Years Resolution that will have a real impact on your wallet:   find auto insurance savings by calling Safeguard Insurance today.   As an Independent Agent, we provide consumers with real choice.   We work with… Read more »

Small Business Needs Cyber Liability Coverage

| Business Insurance, Data Breach, Technology Insurance.

Cyber threats are very real and very scary. Sony Entertainment is the latest victim of a large-scale cyber attack. This cyber attack might be the largest in US history and will cost Sony millions in lost revenue and litigation.  Fortunately, Sony was wise enough to purchase a $60M cyber liability and data breach insurance policy…. Read more »

Nevada commercial landlord insurance

| Business Income, Business Insurance, Commercial Property Insurance, Insurance education, Landlord Insurance.

Do you own commercial real estate in Las Vegas or any other city in Nevada?  Do you rent that property to others?  If so, you need Nevada commercial landlord insurance.   The experts at Safeguard Insurance have been providing insurance for commercial property owners since 1998.   We understand the coverage you need to protect your investment… Read more »

Auto insurance extras worth buying

| Agency Customers, Auto insurance, Insurance Claims, Insurance education, Travel.

Auto insurance policies are made up of sections and categories of coverage.  For example, we often break policies up into two main sections:  liability and physical damage.   Liability coverage pays for damage to a third-party, such as damage to the another persons vehicle or other property.   Physical damage covers your property and is called first-party coverage.  Collision… Read more »

Nevada Workers Compensation Laws

| Business Insurance, Insurance education, Workers Compensation Insurance, Workers Compensation Rating.

If you have a business that operates in Nevada and has workers that meet the definition of employees, you are required to purchase workers compensation insurance. Nevada is not unique in this regard. In fact, all 50 states have industrial insurance requirements to protect workers from injuries while on-the-job. The various rules, regulations, and statutes… Read more »

Is your auto insurance coverage adequate?

| Auto insurance, Insurance education.

Is your auto insurance coverage adequate? Perhaps more than any other type of personal or business insurance, auto insurance has become increasingly price driven. Consumers seem to value the lowest price over any other factor when shopping for auto insurance.  That’s a shame because, in the quest for the lowest price, proper and adequate auto insurance coverage… Read more »

We Understand Restaurant Insurance

| Business Insurance.

Let’s not mince words – the restaurant business is tough.  Studies show that up to 80% of all new restaurants fail in the first 5 years.  There are many reasons why including poor location, complicated menu and customer service.   A poorly designed restaurant insurance policy can also leave a restaurant owner exposed to unnecessary risk and uncovered losses.  At… Read more »

Business Insurance That Fits Like a Glove

| Business Insurance.

There are no two businesses that do things the exact same way.  Even within the same industry, business owners develop their own procedures, policies and company culture.   It is this diversity of operations that makes our free markets work – the best run companies survive and thrive.   Likewise, business insurance programs should always… Read more »