Do you assume a personal umbrella policy is very expensive? Fortunately for most people, personal umbrella insurance is downright affordable. With annual premiums for a $1M policy starting at about $125, a personal umbrella is truly one of the great insurance values. The affordable personal umbrella policy is something every insurance buyer should consider.
Why should you consider buying a personal umbrella policy? The answer is simple: occasionally bad things happen. More often than not, those bad things result in very expensive litigation. An umbrella policy can protect you from claims of bodily injury, property damage, defamation, and libel for which you are legally liable. Personal umbrella coverage in excess of your auto, home, rental property, motorcycle, boat and recreational vehicle liability policies. This means the umbrella policy begins to pay after all underlying coverage has been exhausted paying a claim.
You can buy umbrella coverage from $1M up to $10M, or higher in some cases.
At Safeguard Insurance we have several excellent providers of personal umbrella insurance including Acuity, Allied, Safeco, Travelers, Hartford, USLI, and AAIC. We can offer you umbrella policy even if we do not provide your auto, home, and other insurance. We have special umbrella programs for high-net-worth clients with Encompass, Travelers, and Chubb.
If you live in Nevada, Arizona, Utah, California, or New Mexico, Safeguard Insurance is licensed and able to provide you with a no-obligation personal umbrella insurance policy quote. Call us at 702-638-0022 or visit our personal umbrella page for additional information.