Spring is in the air, and with all of the spring cleaning that has likely been taking place, there is a good chance you are bound to see a yard sale or two popping up in your neighborhood. A great way to clean out your home and make a little extra money, residents often look at yard sales as a way to do good by offering a second home to unused items. Unfortunately, however, no matter how good their intentions, yard sales can be a potential liability problem for homeowners.
As part of your responsibility as a homeowner, you are already aware of some of the more common liability issues you are liable for. With yard sales, however, there is an increased risk that someone might slip and fall in your front yard, leaving you responsible.
It is important to understand the scope of your home insurance policy and consider taking out additional liability protection in the form of umbrella insurance if necessary. Aside from that, before you open up shop for your yard sale, keep some of these tips in mind:
- Set up a clear walkway between all of the items you have set up for sale.
- Mark a path so that it obvious where the safest places to walk are.
- Survey your home’s walkways and driveways – are there are holes, cracked concrete or loose railings? You will want to fix those before your yard sale.
- Leave your pets inside. The potential for dog bites is greater when strangers are constantly walking up to your property.
- Store any items that could be considered dangerous out of reach.
Yard Sales: Potential Property and Liability Issues
A little bit of preparation can save you a lot of stress and aggravation in the end. And you can spend more time tagging and sell those unwanted items with less fear of what might happen!